PNC Financial Services thinks the face of retail banking is changing forever, and its making adjustments to its branch network to fit that change. Huntington Bancshares, Bank of America, and Wells Fargo are also preparing for a industry-wide shift. In this segment of The Motley Fool's everything-financials show, Where the Money Is , banking analysts Matt Koppenheffer and David Hanson discuss the implications of the shrinking bank counts and what it means for investors.

David Hanson owns shares of PNC Financial Services. Matt Koppenheffer owns shares of Bank of America and PNC Financial Services. The Motley Fool recommends Bank of America and Wells Fargo. The Motley Fool owns shares of Bank of America, Huntington Bancshares, PNC Financial Services, and Wells Fargo. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.