PNC Financial Services thinks the face of retail banking is changing forever, and its making adjustments to its branch network to fit that change. Huntington Bancshares, Bank of America, and Wells Fargo are also preparing for a industry-wide shift. In this segment of The Motley Fool's everything-financials show, Where the Money Is , banking analysts Matt Koppenheffer and David Hanson discuss the implications of the shrinking bank counts and what it means for investors.