Based on the aggregated intelligence of 150,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, pawn shop operator EZCORP (Nasdaq: EZPW) has earned a coveted five-star ranking.

With that in mind, let's take a closer look at EZCORP's business and see what CAPS investors are saying about the stock right now.

EZCORP facts

Headquarters (Founded)

Austin, Texas (1989)

Market Cap

$957 million


Consumer finance

Trailing-12-Month Revenue

$654 million


CEO Joseph Rotunda (since August 2000)
CFO Brad Wolfe (since January 2010)

Return on Equity (Average, Past 3 Years)



World Acceptance (Nasdaq: WRLD)
Cash America International (NYSE: CSH)
First Cash Financial Services (Nasdaq: FCFS)

Other Highly Rated Consumer Finance Alternatives

First Marblehead (NYSE: FMD)
Consumer Portfolio Services (Nasdaq: CPSS)
Advance America, Cash Advance Centers (NYSE: AEA)

Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 97% of the 519 members who have rated EZCORP believe the stock will outperform the S&P 500 going forward. These bulls include clickme999 and tombo615.

Late last month , clickme999 highlighted EZCORP as an easy outperform call:

Tremendous fundamentals. Price weighed down by uncertainty over future regulation. High margins, strong growth. Diversfying into Latin American markets. By all measures, debt, P/E, cashflow, margins, superior to its competitors. Lacks dividend, but management channeling profits into expansion and hopefully dividend will follow

In an earlier pitch, tombo615 agreed with that bullishness:

[EZCORP] proves to be a promising company for several reasons. Their financial statements show signs of consistent, long-term growth and profitability. Over the past five years they have substantially grown, increased their retained earnings, and paid off debt. Their strong ratios make [EZCORP] a solid choice in the uncertain world of small caps, and their relatively low-beta (compared to other widely held small caps) help to decrease the volatility that most small caps suffer from.

What do you think about EZCORP, or any other stock for that matter? If you want to retire rich, you need to put together the best portfolio you can. Owning exceptional stocks is a surefire way to secure your financial future, and on Motley Fool CAPS, thousands of investors are working every day to find them. CAPS is 100% free, so get started!  

Fool contributor Brian Pacampara owns no position in any of the companies mentioned. The Fool's disclosure policy always gets a perfect score.