On Tuesday, Jan. 23, EZCORP (NASDAQ:EZPW) released Q1 2007 earnings for the period ended Dec. 31, 2006.

  • Revenues grew 21% to $91.7 million.
  • Profits surged 44% to $9.8 million, or $0.23 per share, compared to the $6.8 million, or $0.17 per share, recorded last year.
  • Payday loans grew 47%, as the segment took on increased importance for the pawn shop operator.
  • EZCORP has a three-star rating in Motley Fool CAPS.

(Figures in thousands, except per-share data)

Income Statement Highlights

Avg. Est.

Q1 2007

Q1 2006

Change

Sales

$85,500

$91,687

$75,800

21.0%

Net Profit

--

$9,761

$6,800

43.5%

EPS

$0.20

$0.23

$0.17

35.3%

Diluted Shares

--

43,306

40,600

6.7%



Get back to basics with a look at the income statement.

Margin Checkup

Q1 2007

Q1 2006

Change*

Gross Margin

67.47%

60.16%

7.31

Operating Margin

15.95%

13.59%

2.36

Net Margin

10.65%

8.97%

1.68

*Expressed in percentage points.

Margins are the earnings engine. See how they work.

Balance Sheet Highlights

Assets

Q1 2007

Q1 2006

Change

Cash + ST Invest.

$39,964

$4,300

829.4%

Accounts Rec.

$13,575

$12,400

9.5%

Inventory

$35,235

$34,300

2.7%



Liabilities

Q1 2007

Q1 2006

Change

Accounts Payable

$19,689

$16,000

23.1%

Long-Term Debt

$0

$0

N/A



Learn the ways of the balance sheet.

Cash Flow Highlights

No cash flow statement was provided in the press release. Boo! Hiss!

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Related Companies:

  • Advance America (NYSE:AEA)
  • Cash America
  • First Cash Financial (NASDAQ:FCFS)
  • Dollar Financial
  • QC Holdings

Related Foolishness:

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Fool by Numbers is designed to give you the raw earnings information in a timely fashion, putting all the numbers you need in one easy-to-read place. But at The Motley Fool, we believe numbers tell only part of the story, so check Fool.com for more of our in-depth discussion of what the numbers mean.

At the time of publication, Rich Duprey had no positions in any of the companies mentioned in the article. Fool rules are here.