On Mar. 5, HSBC Holdings
- HSBC is restructuring its U.S. mortgage services business to reduce exposure to sub-prime mortgages.
- The company still managed to grow net income 5%.
- The 2006 dividend increased 11% to $0.81 per share.
- HSBC has a lowly two-star rating in Motley Fool CAPS. U.K. competitor Lloyds TSB
(NYSE:LYG) has a four-star rating, and Barclays(NYSE:BCS) earned an impressive five-star rating.
(Figures in millions, except per-share data)
Income Statement Highlights
|
FY 2006 |
FY 2005 |
Change |
|
|---|---|---|---|
|
Total Revenue |
$59,537 |
$53,510 |
11.3% |
|
Net Interest Income |
$34,486 |
$31,334 |
10.1% |
|
Net Profit |
$15,789 |
$15,081 |
4.7% |
|
EPS |
$1.40 |
$1.36 |
2.9% |
Get back to basics with a look at the income statement.
Ratio Checkup
|
FY 2006 |
FY 2005 |
Change* |
|
|---|---|---|---|
|
Net Interest Margin |
No Data |
No Data |
No Data |
|
Efficiency Ratio |
51.30% |
51.20% |
0.10 |
|
Nonperforming Assets / Assets |
No Data |
No Data |
No Data |
|
Return on Average Capital |
14.90% |
15.90% |
(1.00) |
|
Return on Average Equity |
15.70% |
16.80% |
(1.10) |
Find out more about bank performance ratios.
Balance Sheet Highlights
|
Assets |
FY 2006 |
FY 2005 |
Change |
|---|---|---|---|
|
Investments |
No Data |
No Data |
No Data |
|
Loans |
$1,053,338 |
$865,967 |
21.6% |
|
Liabilities |
FY 2006 |
FY 2005 |
Change |
|---|---|---|---|
|
Deposits |
$996,528 |
$809,146 |
23.2% |
|
Total Liabilities |
$1,745,830 |
$1,403,744 |
24.4% |
Learn about bank assets and bank liabilities.
Related Foolishness:
- HBC Makes a Courtesy Flush
- Citigroup Faces Its Critics
- Time to Bank on Barclays
- Subprime Subpar for CompuCredit?
Lloyds is an Inside Value recommendation.
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