Based on the aggregated intelligence of 170,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, electronics retailer Best Buy (Nasdaq: BBY) has received a distressing two-star ranking.

With that in mind, let's take a closer look at Best Buy's business and see what CAPS investors are saying about the stock right now.

Best Buy facts

Headquarters (Founded)

Richfield, Minn. (1966)

Market Cap

$13 billion

Industry

Computer and electronics retail

Trailing-12-Month Revenue

$50.57 billion

Management

CEO Brian Dunn (since 2009)

CFO James Muehlbauer (since 2008)

Return on Equity (Average Past 3 Years)

23.4%

Cash/Debt

$927 million / $1.8 billion

Dividend Yield

1.8%

Competitors

Amazon.com (Nasdaq: AMZN)

Apple (Nasdaq: AAPL)

Wal-Mart (NYSE: WMT)

Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 14% of the 3,333 members who have rated Best Buy believe the stock will underperform the S&P 500 going forward. These bears include All-Stars SlothropsMonkey and Hotpicks101, both of whom are ranked in the top 15% of our community.

Late last year, SlothropsMonkey touched on the competitive headwinds working against Best Buy: "Amazon does whatever it is BBY does, but does it better and at better value for the customer. The brick and mortar model is done (see also [Barnes and Noble])."

Over the past five years, Best Buy has grown its bottom line at rate of 5.6% annually. That's lower than that of fierce competitors Amazon (26.3%), Apple (59.8%), and even Wal-Mart (6.9%).

CAPS member Hotpicks101 elaborates on the bear case:

I for one don't buy electronics from here anymore, instead buy them from the Internet. My father in the last 8 years has bought 4 plasmas two 60inchers, one 50inch and one 43inch and had a grand savings total of close to $5000 by not buying from Best Buy. I can personally give a ton more examples, laptops, hard drives etc. The smart consumer will slowly realize that there are much better savings elsewhere and these guys will suffer unless they do something about it.

What do you think about Best Buy, or any other stock for that matter? If you want to retire rich, you need to protect your portfolio from any undue risk. Staying away from dangerous stocks is crucial to securing your financial future, and on Motley Fool CAPS, thousands of investors are working every day to flag them. CAPS is 100% free, so get started!

Fool contributor Brian Pacampara owns no position in any of the companies mentioned. Best Buy, Amazon, and Apple are Motley Fool Stock Advisor picks. Best Buy is also a choice of Inside Value. Wal-Mart is a selection of both Inside Value and Global Gains. The Fool has written puts on Apple. The Fool owns shares of Best Buy, Apple, and Wal-Mart. Try any of our Foolish newsletter services free for 30 days.

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