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Capital City Bank Group(NASDAQ) CCBG

Market Cap$890.06MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1991)+1,932%
5 Year+139%
1 Year+38%
1 Month+8%
$52.04
-0.42%
-0.22Today
After hours$51.97-$0.07 (-0.14%)
Capital City Bank Group last closing stock price
MetricPriceDate
Last closeUSD 52.012026-08-07
Capital City Bank Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.27%USD 51.872026-07-31
1 month+8.08%USD 48.122026-07-08
3 month+11.75%USD 46.542026-05-08
Year to date+23.68%USD 42.052025-12-31
1 year+37.76%USD 37.752025-08-07
3 year+77.07%USD 29.372023-08-08
5 year+139.43%USD 21.722021-08-06
Since inception+1,932.22%USD 2.561991-01-31

Capital City Bank Group Financials at a Glance

Market Cap

$890.06MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$278.29M

Net Income (TTM)

$61.75M

EPS (TTM)

$3.60

P/E Ratio

14.43

Dividend

$1.06

Beta (Volatility)

0.55 (Low)

Price

$52.04

Volume

61,504.386

Open

$52.18

Previous Close

$52.01

Daily Range

$50.98 - $52.31

52-Week Range

$38.27 - $53.60

Estimated Earnings Date

Oct 20, 2026

CCBG News

No articles available.

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About Capital City Bank Group

Capital City Bank Group, Inc. helps neighbors and businesses manage money. It provides checking accounts, home loans, and savings plans. The bank also helps families plan for their future retirement.

Financial Services and Solutions

  • Banking and Credit: Personal and commercial loan and deposit products; delivered through 62 full-service offices.
  • Mortgage Operations: Residential real estate lending and servicing; managed through 27 dedicated mortgage banking offices across the Southeast.
  • Wealth Management: Advisory and trust services for individuals and institutions; held $2.839 billion in assets under management at June 30, 2026.
  • Payment Solutions: Merchant and consumer bank card services; supports credit card transaction processing for business clients.

Recent Growth and Strategy

  • Sold the insurance subsidiary in the third quarter of 2025.
  • Terminated interest rate swaps related to subordinated debt in Oct. 2025.
  • Repositioned excess liquidity into investment securities during the first half of 2026.
  • Allocated approximately $10.0 million for capital expenditures on new offices and technology over the next 12 months.

What Sets CCBG Apart?

Capital City Bank Group maintains a regional presence across Florida, Georgia, and Alabama through 62 full-service offices. The institution maintains a high total risk-based capital ratio of 22.35% as of June 30, 2026.

Measuring the Performance

  • Net income reached $32.1 million for the first six months of 2026.
  • Tax-equivalent net interest income rose to $87.1 million for the first six months of 2026, up from $84.8 million year over year.
  • Tangible common equity ratio (non-GAAP) was 11.03% at June 30, 2026, compared to 10.79% at Dec. 31, 2025.
  • Net interest margin hit 4.35% in the second quarter of 2026, up 5 basis points year over year.

Company Evolution

Capital City Bank Group has shifted from traditional banking to a model focused on diversified fee-based revenue. It maintains strong capital levels while adapting its investment strategy to improve earnings in a changing rate environment.

AI Generated • Jul 30, 2026

Industry

Banks

Sector

Financials

Employees

902

CEO

Bill Smith, Jr.

Website

www.ccbg.com

Headquarters

Tallahassee, FL 32301, US

CCBG Financials

Key Financial Metrics (TTM)

Gross Margin

90.16%

Operating Margin

30.04%

Net Income Margin

22.19%

Return on Equity

11.11%

Return on Capital

12.95%

Return on Assets

1.39%

Earnings Yield

6.93%

Dividend Yield

2.04%

Payout Ratio

29.35%

Stock Overview

Market Cap

$890.06MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

17.11M

Volume

61.50K

Avg. Volume

94.24K

Financials (TTM)

Gross Profit

$250.91M

Operating Income

$83.59M

EBITDA

$87.31M

Operating Cash Flow

$79.95M

Capital Expenditure

-$9.96M

Free Cash Flow

$69.99M

Cash & ST Invst.

$67.12M

Total Debt

$80.78M

Capital City Bank Group Performance Analysis

Capital City Bank Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 228,307,0003.5%
20232023-12-31USD 255,690,00012.0%
20242024-12-31USD 271,966,0006.4%
20252025-12-31USD 290,894,0007.0%
Capital City Bank Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.3%
Q42025-12-310.7%
Q12026-03-31-12.6%
Q22026-06-3015.4%
Capital City Bank Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.3619.6%
20232023-12-31USD 3.0729.9%
20242024-12-31USD 3.121.6%
20252025-12-31USD 3.6015.4%
Capital City Bank Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-305.7%
Q42025-12-31-14.0%
Q12026-03-3115.0%
Q22026-06-303.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$72.44M

+5.0%

Gross Profit

$63.88M

+6.3%

Gross Margin

88.18%

N/A

Market Cap

$890.06MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$986.77K

N/A

Employees

902

N/A

Net Income

$16.28M

+8.2%

EBITDA

$21.24M

-3.2%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$67.12M

-87.3%

Total Debt

$80.78M

+3.8%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$33.87M

-21.7%

Short Term Debt

$46.91M

+35.8%

Return on Assets

1.39%

N/A

Return on Invested Capital

1.90%

N/A

Free Cash Flow

$7.45M

-75.8%

Operating Cash Flow

$12.77M

-60.9%

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Questions About CCBG

What is the current price of Capital City Bank Group?

Capital City Bank Group is trading at $52.01 per share.

What is the 52-week range for Capital City Bank Group?

Over the past 52 weeks, Capital City Bank Group has traded between $38.27 and $53.60.

How much debt does Capital City Bank Group have?

As of the most recent reporting period, Capital City Bank Group reported total debt of $107.15M.

How much cash does Capital City Bank Group have on hand?

Capital City Bank Group does not have cash on hand data available.

What is Capital City Bank Group’s dividend yield?

Capital City Bank Group currently has a dividend yield of 2.04%.

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