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First Financial Bancorp.(NASDAQ) FFBC

Current Price$33.46
Market Cap$3.56BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1985)+6,580%
5 Year+85%
1 Year+43%
1 Month+6%
First Financial Bancorp. last closing stock price
MetricPriceDate
Last closeUSD 33.962026-07-22
First Financial Bancorp. stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-2.44%USD 34.812026-07-15
1 month+6.32%USD 31.942026-06-22
3 month+14.66%USD 29.622026-04-23
Year to date+38.07%USD 24.602025-12-31
1 year+43.09%USD 23.732025-07-22
3 year+67.87%USD 20.232023-07-21
5 year+84.89%USD 18.372021-07-23
Since inception+6,579.56%USD 0.511985-04-11

First Financial Bancorp. Financials at a Glance

Market Cap

$3.56BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$1.33B

Net Income (TTM)

$285.22M

EPS (TTM)

$2.83

P/E Ratio

11.99

Dividend

$1.00

Beta (Volatility)

0.89 (Low)

Price

$33.46

Volume

33,743

Open

$33.47

Previous Close

$33.96

Daily Range

$33.19 - $33.61

52-Week Range

$23.06 - $36.25

Estimated Earnings Date

Oct 22, 2026

FFBC News

BuyAlert-Purple.png

Why Gator Capital Put $5.6 Million to Work in a Regional Bank Stock Down 7% This Past Year

Jonathan PoncianoDec 28, 2025
GettyImages-994164766 (1)

Here's Why Shares of First Financial Fell 13.2% in March

Lou WhitemanApr 8, 2019
Bank teller GETTY

The 5 Best US Bank Stocks of 2018 (So Far)

Matt Frankel, CFP®Jul 21, 2018

First Financial Bancorp Earnings Preview

Narrative ScienceJan 23, 2012

First Financial Bancorp Earnings Preview

Narrative ScienceJul 27, 2011

First Financial Bancorp: Warming Up or Cooling Off?

Motley Fool StaffNov 17, 2009

FFBC: Motley Fool Moneyball Superscore

58

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We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

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About First Financial Bancorp.

First Financial helps people and businesses manage their money. It offers loans for homes, cars, and company growth. The bank serves communities in the Midwest.

Ways They Help Clients

  • Commercial Lending: Financing for business inventory, equipment, and large-scale building projects.
  • Personal Banking: Mortgages and home equity loans for families and individuals.
  • Lease Financing: Specialized equipment leases for restaurant franchises and insurance agencies.
  • Wealth Services: Investment and trust management to help clients protect their assets.

Growing the Regional Footprint

  • Acquired BankFinancial in early 2026, which added $0.3 billion in loans to the portfolio.
  • Completed the acquisition of Westfield in October 2025 to expand its specialized lending capabilities.
  • Operated 139 full-service banking centers across Ohio, Indiana, Kentucky, and Illinois.

Setting the Bank Apart

The company focuses on specialty lending niches like restaurant franchises and insurance premium financing. These specific platforms allow the bank to lend beyond its traditional four-state footprint in the Midwest.

Checking the Financial Pulse

  • Revenue rose 25% to $364.3 million in Q1 2026 compared to $291.5 million in Q1 2025.
  • Net income reached $74.4 million in Q1 2026, up 45.1% from the $51.3 million reported a year earlier.
  • Operating cash flow hit $549 million in Q1 2026, up 878.2% from $56.1 million in Q1 2025.
  • Free cash flow hit $535.5 million in Q1 2026, up 922.5% year-over-year.

The Bottom Line

First Financial has grown through regional acquisitions and specialized commercial lending. It maintains a steady focus on traditional banking while diversifying its loan portfolio.

AI Generated • May 23, 2026

Industry

Banks

Sector

Financials

Employees

2,371

CEO

Archie M. Brown, Jr., MBA

Website

www.bankatfirst.com

Headquarters

Cincinnati, OH 45202, US

FFBC Financials

Key Financial Metrics (TTM)

Gross Margin

69.76%

Operating Margin

26.86%

Net Income Margin

21.41%

Return on Equity

10.07%

Return on Capital

8.12%

Return on Assets

1.27%

Earnings Yield

8.34%

Dividend Yield

2.94%

Payout Ratio

34.22%

Stock Overview

Market Cap

$3.56BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

104.93M

Volume

33.74K

Avg. Volume

1.02M

Financials (TTM)

Gross Profit

$929.39M

Operating Income

$357.81M

EBITDA

$409.73M

Operating Cash Flow

$830.70M

Capital Expenditure

-$17.77M

Free Cash Flow

$812.93M

Cash & ST Invst.

$5.87B

Total Debt

$952.55M

First Financial Bancorp. Performance Analysis

First Financial Bancorp. annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 775,286,00018.5%
20232023-12-31USD 1,115,220,00043.8%
20242024-12-31USD 1,225,663,0009.9%
20252025-12-31USD 1,259,342,0002.7%
First Financial Bancorp. sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.1%
Q42025-12-312.0%
Q12026-03-3110.4%
Q22026-06-30-13.8%
First Financial Bancorp. annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.307.5%
20232023-12-31USD 2.6916.9%
20242024-12-31USD 2.40-10.9%
20252025-12-31USD 2.6610.8%
First Financial Bancorp. sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-302.7%
Q42025-12-31-14.7%
Q12026-03-3110.9%
Q22026-06-30-200.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$314.15M

+0.1%

Gross Profit

$212.81M

-1.7%

Gross Margin

67.74%

N/A

Market Cap

$3.56BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.62M

N/A

Employees

2,199

N/A

Net Income

$76.46M

+9.2%

EBITDA

$107.82M

+13.2%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$5.87B

+68.5%

Total Debt

$952.55M

-7.5%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$382.55M

+10.9%

Short Term Debt

$570.00M

-16.8%

Return on Assets

1.27%

N/A

Return on Invested Capital

10.77%

N/A

Free Cash Flow

$535.46M

+922.5%

Operating Cash Flow

$548.95M

+878.2%

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Questions About FFBC

What is the current price of First Financial Bancorp.?

First Financial Bancorp. is trading at $33.46 per share.

What is the 52-week range for First Financial Bancorp.?

Over the past 52 weeks, First Financial Bancorp. has traded between $23.06 and $36.25.

How much debt does First Financial Bancorp. have?

As of the most recent reporting period, First Financial Bancorp. reported total debt of $992.08M.

How much cash does First Financial Bancorp. have on hand?

First Financial Bancorp. does not have cash on hand data available.

What is First Financial Bancorp.’s dividend yield?

First Financial Bancorp. currently has a dividend yield of 2.94%.

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