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Hoyne Bancorp(NASDAQ) HYNE

Market Cap$131.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2025)+16%
5 YearN/A
1 YearN/A
1 Month-2%
$16.29
+0.74%
+0.12Today
Hoyne Bancorp last closing stock price
MetricPriceDate
Last closeUSD 16.222026-08-07
Hoyne Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.25%USD 16.262026-07-31
1 month-2.05%USD 16.562026-07-08
3 month+3.38%USD 15.692026-05-08
Year to date+11.94%USD 14.492025-12-31
Since inception+15.86%USD 14.002025-12-04

Hoyne Bancorp Financials at a Glance

Market Cap

$131.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$21.46M

Net Income (TTM)

-$211.24K

EPS (TTM)

-$0.03

P/E Ratio

-482.74

Dividend

$0.00

Beta (Volatility)

0.22 (Low)

Price

$16.29

Volume

6,916.147

Open

$16.15

Previous Close

$16.22

Daily Range

$16.15 - $16.30

52-Week Range

$13.35 - $16.86

Estimated Earnings Date

Jun 25, 2026

HYNE News

No articles available.

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About Hoyne Bancorp

Hoyne Bancorp helps people and businesses manage money and get loans. Its savings accounts let families save for goals, while business loans help local companies grow. Everyday customers use its services to buy homes or fund projects.

Products and Services

  • Deposit Accounts: Savings, checking, and certificates of deposit for individuals and businesses (no revenue split disclosed).
  • Commercial Loans: Loans for real estate, construction, and business operations, making up 56.2% of total loans.
  • Residential Mortgages: Loans for buying or refinancing homes, 39.5% of total loans.
  • Home Equity Lines: Flexible credit for homeowners, 1.9% of total loans.
  • Consumer Loans: Personal loans for various needs, small share of portfolio.

Growth and Expansion

  • Completed IPO and mutual-to-stock conversion in December 2025, raising $79.4 million.
  • Shifted focus to commercial lending since 2023, diversifying beyond residential mortgages.
  • Optimized branch network by consolidating and opening new locations in Cook County, Illinois.
  • Established an Employee Stock Ownership Plan (ESOP) and contributed to the Hoyne Charitable Foundation in 2025.

What Makes Hoyne Bancorp Stand Out

Hoyne Bancorp’s 138-year local presence gives it deep community ties and customer knowledge. Its recent diversification into commercial lending reduces reliance on home loans. Technology upgrades and a bilingual staff help serve a changing customer base.

Five Things You Need to Know

  • Total interest income was $20.4 million in 2025, up 21.2% from 2024.
  • Net interest income reached $14.1 million in 2025, up 44.9% year-over-year.
  • Net income was $232,690 in 2025, reversing a $1.96 million loss in 2024.
  • Total deposits fell 10% in 2025, mainly from fewer certificates of deposit.
  • Net loans grew 11.2% to $267.9 million as of December 2025.

Bottom Line

Hoyne Bancorp has evolved from a traditional savings bank to a more diversified lender. Its local focus, new capital, and broader loan mix position it for continued adaptation.

AI Generated • Apr 16, 2026

Industry

Banks

Sector

Financials

Employees

61

CEO

Walter F. Healy

Website

www.hoyne.bank

Headquarters

Oak Park, IL 60304, US

HYNE Financials

Key Financial Metrics (TTM)

Gross Margin

71.06%

Operating Margin

-2.83%

Net Income Margin

-0.98%

Return on Equity

-0.17%

Return on Capital

0.01%

Return on Assets

-0.04%

Earnings Yield

-0.21%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$131.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

8.10M

Volume

6.92K

Avg. Volume

16.48K

Financials (TTM)

Gross Profit

$15.25M

Operating Income

-$607.21K

EBITDA

$210.86K

Operating Cash Flow

-$1.34M

Capital Expenditure

-$840.16K

Free Cash Flow

-$2.18M

Cash & ST Invst.

$13.49M

Total Debt

$209.66K

Hoyne Bancorp Performance Analysis

Hoyne Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-12-31USD 16,057,057N/A
20242024-12-31USD 17,878,60511.3%
20252025-12-31USD 21,586,15920.7%
Hoyne Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-19.8%
Q32025-09-3015.5%
Q42025-12-3117.8%
Q12026-03-31-10.2%
Hoyne Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-12-31USD 0.22N/A
20242024-12-31USD -0.24N/A
20252025-12-31USD 0.03N/A
Hoyne Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-215.0%
Q32025-09-30116.5%
Q42025-12-31186.2%
Q12026-03-31-163.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$5.53M

-2.1%

Gross Profit

$4.35M

+12.9%

Gross Margin

78.57%

N/A

Market Cap

$131.33MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$2.15M

N/A

Employees

61

N/A

Net Income

-$118.35K

-137.3%

EBITDA

-$15.38K

-102.6%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$13.49M

-90.8%

Total Debt

$209.66K

N/A

Accounts Receivable

$1.61M

+11.9%

Inventory

$0.00

N/A

Long Term Debt

$150.66K

N/A

Short Term Debt

$59.00K

N/A

Return on Assets

-0.04%

N/A

Return on Invested Capital

-0.13%

N/A

Free Cash Flow

-$869.78K

-157.4%

Operating Cash Flow

-$821.13K

-146.5%

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Questions About HYNE

What is the current price of Hoyne Bancorp?

Hoyne Bancorp is trading at $16.22 per share.

What is the 52-week range for Hoyne Bancorp?

Over the past 52 weeks, Hoyne Bancorp has traded between $13.35 and $16.86.

How much debt does Hoyne Bancorp have?

As of the most recent reporting period, Hoyne Bancorp reported total debt of $209.66K.

How much cash does Hoyne Bancorp have on hand?

Hoyne Bancorp does not have cash on hand data available.

What is Hoyne Bancorp’s dividend yield?

Hoyne Bancorp does not currently have a dividend yield.

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