Accessibility Menu
Avidia Bancorp logo

Avidia Bancorp(NYSE) AVBC

Market Cap$441.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2025)+52%
5 YearN/A
1 Year+44%
1 Month+2%
$22.12
+0.32%
+0.07Today
After hours$22.09-$0.03 (-0.14%)
Avidia Bancorp last closing stock price
MetricPriceDate
Last closeUSD 22.092026-09-04
Avidia Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.05%USD 22.102026-08-28
1 month+1.88%USD 21.682026-08-05
3 month+15.3%USD 19.162026-06-05
Year to date+32.46%USD 16.682025-12-31
1 year+44.21%USD 15.322025-09-04
Since inception+52.09%USD 14.522025-08-01

Avidia Bancorp Financials at a Glance

Market Cap

$441.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$152.91M

Net Income (TTM)

$17.59M

EPS (TTM)

$0.95

P/E Ratio

23.31

Dividend

$0.16

Beta (Volatility)

-0.53 (Low)

Price

$22.12

Volume

234,739.622

Open

$22.15

Previous Close

$22.09

Daily Range

$21.93 - $22.38

52-Week Range

$14.31 - $22.90

Estimated Earnings Date

Oct 22, 2026

AVBC News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Avidia Bancorp

Avidia Bancorp, Inc. helps people and businesses manage their money. It provides accounts for saving and loans for buying homes. The company also helps businesses process customer payments.

What Avidia Does Every Day

  • Consumer Banking: Checking, savings, and retirement accounts that help individuals store and grow their money.
  • Residential Lending: Single-family mortgages and home equity loans used by people to purchase or improve their houses.
  • Business Financing: Commercial real estate and construction loans that help local companies expand their operations.
  • Payment Processing: Technical solutions that allow merchants to handle credit and debit card transactions.

Recent Strategic Moves

  • Completed an initial public offering on July 31, 2025, raising $186 million in net cash proceeds.
  • Authorized a stock buyback plan during the third quarter of 2026.
  • Increased the quarterly cash dividend from $0.05 to $0.06 per share in the third quarter of 2026.
  • Implemented a process improvement initiative in 2026 by engaging a third-party consultant to enhance operations.

Why It Stands Out

Avidia uses its 2025 stock offering proceeds to reduce high-cost debt and strengthen its capital position. The bank maintains a diverse loan portfolio while selling long-term fixed-rate mortgages to manage interest rate risks.

Financial Facts and Figures

  • Net interest income rose 16% year over year to $24 million for the three months ended June 30, 2026.
  • Net income reached $7.2 million in the second quarter of 2026, up 85% year over year.
  • Total assets were $2.78 billion as of June 30, 2026, down $57 million since Dec. 31, 2025.
  • The efficiency ratio improved to 65.3% in the second quarter of 2026 compared to 76.4% in the second quarter of 2025.

The Path Forward

Avidia has transitioned into a public company with a significantly stronger capital base following its 2025 offering. Its focus on reducing borrowing costs and improving operational efficiency supports its stability in regional banking.

AI Generated • Aug 14, 2026

Industry

Banks

Sector

Financials

Employees

241

CEO

Robert D. Cozzone

Headquarters

Hudson, MA 01749, US

AVBC Financials

Key Financial Metrics (TTM)

Gross Margin

71.08%

Operating Margin

15.34%

Net Income Margin

11.51%

Return on Equity

4.62%

Return on Capital

-0.85%

Return on Assets

0.63%

Earnings Yield

4.29%

Dividend Yield

0.72%

Payout Ratio

0.00%

Stock Overview

Market Cap

$441.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

19.97M

Volume

234.74K

Avg. Volume

151.84K

Financials (TTM)

Gross Profit

$108.68M

Operating Income

$23.46M

EBITDA

$24.95M

Operating Cash Flow

$32.94M

Capital Expenditure

-$1.67M

Free Cash Flow

$31.27M

Cash & ST Invst.

$19.17M

Total Debt

$187.88M

Avidia Bancorp Performance Analysis

Avidia Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-12-31USD 128,534,000N/A
20242024-12-31USD 140,752,0009.5%
20252025-12-31USD 147,606,0004.9%
Avidia Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.5%
Q42025-12-31-2.4%
Q12026-03-311.1%
Q22026-06-303.3%
Avidia Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-12-31USD 0.64N/A
20242024-12-31USD 0.59-7.7%
20252025-12-31USD -0.18N/A
Avidia Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-125.8%
Q42025-12-31691.8%
Q12026-03-3110.3%
Q22026-06-3021.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$39.14M

+5.5%

Gross Profit

$28.97M

+16.9%

Gross Margin

74.03%

N/A

Market Cap

$441.14MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.83M

N/A

Employees

241

N/A

Net Income

$7.17M

+85.2%

EBITDA

$9.47M

+64.4%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$19.17M

-96.0%

Total Debt

$187.88M

-34.7%

Accounts Receivable

$8.70M

-2.5%

Inventory

$0.00

N/A

Long Term Debt

$187.88M

+36.4%

Short Term Debt

$0.00

-100.0%

Return on Assets

0.63%

N/A

Return on Invested Capital

0.84%

N/A

Free Cash Flow

$0.00

+100.0%

Operating Cash Flow

$0.00

+100.0%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
RBBRBB Bancorp
$27.07+1.50%
PBFSPioneer Bancorp, Inc.
$18.54+2.83%
CZNCCitizens & Northern Corporation
$26.11+1.08%
PCBPCB Bancorp
$28.14+0.29%

Trending Stocks

Symbol / CompanyPricePrice Chg
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x ETF
$9.15-0.12%
NVDANvidia
$230.36+0.01%
PATHUiPath
$15.19-0.17%
INTCIntel
$95.80+0.05%

Questions About AVBC

What is the current price of Avidia Bancorp?

Avidia Bancorp is trading at $22.09 per share.

What is the 52-week range for Avidia Bancorp?

Over the past 52 weeks, Avidia Bancorp has traded between $14.31 and $22.90.

How much debt does Avidia Bancorp have?

As of the most recent reporting period, Avidia Bancorp reported total debt of $192.97M.

How much cash does Avidia Bancorp have on hand?

Avidia Bancorp does not have cash on hand data available.

What is Avidia Bancorp’s dividend yield?

Avidia Bancorp currently has a dividend yield of 0.72%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services