Trupanion(NASDAQ) TRUP

Market Cap$1.07B

Since IPO (2014)+115%

5 Year-79%

1 Year-49%

1 Month-1%

$24.46

-0.08%

-0.02Today

Trupanion last closing stock price
Metric	Price	Date
Last close	USD 24.48	2026-07-30

Trupanion stock price return by period
Period	Price return	Price at period start	Period start date
1 week	+4.17%	USD 23.50	2026-07-23
1 month	-1.17%	USD 24.77	2026-06-30
3 month	+0.62%	USD 24.33	2026-05-01
Year to date	-34.49%	USD 37.37	2025-12-31
1 year	-48.55%	USD 47.58	2025-07-30
3 year	-20.65%	USD 30.85	2023-07-31
5 year	-78.72%	USD 115.02	2021-07-30
Since inception	+114.74%	USD 11.40	2014-07-18

Trupanion Financials at a Glance

Market Cap

$1.07B

Revenue (TTM)

$1.48B

Net Income (TTM)

$25.80M

EPS (TTM)

$0.59

P/E Ratio

41.28

Dividend

$0.00

Beta (Volatility)

1.71 (High)

Dividend

$0.00

Beta (Volatility)

1.71 (High)

Price

$24.46

Volume

109,268.455

Open

$24.63

Price

$24.46

Volume

109,268.455

Open

$24.63

Previous Close

$24.48

Daily Range

$24.01 - $24.71

52-Week Range

$21.16 - $57.00

Estimated Earnings Date

Aug 5, 2026

Dividend

$0.00

Beta (Volatility)

1.71 (High)

Price

$24.46

Volume

109,268.455

Open

$24.63

Previous Close

$24.48

Daily Range

$24.01 - $24.71

52-Week Range

$21.16 - $57.00

Estimated Earnings Date

Aug 5, 2026

TRUP News

Page 1

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About Trupanion

Trupanion helps people pay for their pets' medical bills. The company offers monthly insurance plans for cats and dogs. These services help pet owners and veterinarians manage the cost of care.

The Product Menu

Subscription Business: Monthly insurance plans sold directly to pet owners; represents 70% of revenue.
Other Business: Policies underwritten for third parties like Pets Best and employer programs; accounts for 30% of revenue.
Powered by Trupanion: Specialized insurance products marketed by partners but managed by the company’s internal systems.
Regional Brands: Lower-cost insurance offerings in Canada marketed under the names Furkin and PHI Direct.

New Moves and Agreements

Restructured the Australian business from a joint venture to a brand license and services agreement in March 2025.
Secured a $120 million credit facility with PNC Bank in November 2025 to fund operations.
Transferred Canadian insurance operations to GPIC in early 2026 to optimize the company's tax structure.
Increased marketing spend during the first quarter of 2026 to accelerate the acquisition of new pet owners.

What Makes the Business Different

The company uses data to price insurance based on the unique characteristics of each cat or dog. Its patented software also allows the company to pay many veterinary invoices directly to hospitals at the time of service.

Financial Trajectory

Revenue grew to $384 million in Q1 2026, up 12.3% from the previous year.
Net income reached $4.9 million in Q1 2026, improving from a $1.5 million loss in Q1 2025.
Monthly average revenue per pet rose 11% to $85.79 in the first quarter of 2026.
Operating income reached $4.8 million in Q1 2026, improving from a $1.5 million loss a year earlier.
The company ended March 2026 with 1.64 million total pets enrolled across its business segments.

Bottom Line

Trupanion has successfully transitioned from a period of net losses to positive earnings. Its focus on direct-to-consumer subscriptions and data-driven pricing supports its position as a specialist in the pet medical market.

AI Generated • May 2, 2026

Industry

Insurance

Sector

Financials

Employees

1,121

CEO

Margaret Tooth

Website

www.trupanion.com

Headquarters

Seattle, WA 98108, US

TRUP Financials

Key Financial Metrics (TTM)

Gross Margin

22.38%

Operating Margin

1.38%

Net Income Margin

1.74%

Return on Equity

6.87%

Return on Capital

4.44%

Return on Assets

2.80%

Earnings Yield

2.42%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$1.07B

Shares Outstanding

43.62M

Volume

109.27K

Avg. Volume

382.20K

Financials (TTM)

Gross Profit

$331.53M

Operating Income

$20.42M

EBITDA

$57.57M

Operating Cash Flow

$88.12M

Capital Expenditure

-$13.05M

Free Cash Flow

$75.07M

Cash & ST Invst.

$383.66M

Total Debt

$109.35M

Trupanion Performance Analysis

Trupanion annual revenue and year-over-year revenue growth by fiscal year
Fiscal year	Period end	Revenue	YoY growth
2022	2022-12-31	USD 905,179,000	29.5%
2023	2023-12-31	USD 1,108,605,000	22.5%
2024	2024-12-31	USD 1,285,684,000	16.0%
2025	2025-12-31	USD 1,439,305,000	11.9%

Trupanion sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarter	Period end	QoQ growth
Q2	2025-06-30	3.4%
Q3	2025-09-30	3.8%
Q4	2025-12-31	2.7%
Q1	2026-03-31	1.9%

Trupanion annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal year	Period end	Diluted EPS	YoY growth
2022	2022-12-31	USD -1.10	23.8%
2023	2023-12-31	USD -1.08	-1.6%
2024	2024-12-31	USD -0.23	-78.8%
2025	2025-12-31	USD 0.45	N/A

Trupanion sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarter	Period end	QoQ growth
Q2	2025-06-30	734.0%
Q3	2025-09-30	-40.9%
Q4	2025-12-31	N/A
Q1	2026-03-31	-15.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$384.05M

+12.3%

Gross Profit

$102.61M

+100.8%

Gross Margin

26.72%

N/A

Market Cap

$1.07B

N/A

Market Cap/Employee

$952.57K

N/A

Employees

1,121

N/A

Net Income

$4.88M

+429.1%

EBITDA

$11.54M

+107.6%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Total Cash

$383.66M

+19.2%

Total Debt

$109.35M

-15.2%

Accounts Receivable

$304.80M

+5.1%

Inventory

$0.00

N/A

Long Term Debt

$99.35M

-22.1%

Short Term Debt

$10.00M

+640.7%

Return on Assets

2.80%

N/A

Return on Invested Capital

3.98%

N/A

Free Cash Flow

$13.75M

-2.1%

Operating Cash Flow

$14.59M

-8.6%

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Questions About TRUP

What is the current price of Trupanion?

Trupanion is trading at $24.44 per share.

What is the 52-week range for Trupanion?

Over the past 52 weeks, Trupanion has traded between $21.16 and $57.00.

How much debt does Trupanion have?

As of the most recent reporting period, Trupanion reported total debt of $109.35M.

How much cash does Trupanion have on hand?

Trupanion reported $153.46M in cash and cash equivalents in its most recent financial results.

What is Trupanion’s dividend yield?

Trupanion does not currently have a dividend yield.

Trupanion(NASDAQ) TRUP

Trupanion Financials at a Glance

TRUP News

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Trupanion (TRUP) Q2 Profit Surges 124%

Trupanion: A Solid Investment in the Growing Pet Insurance Market?

Trupanion Posts Revenue Beat, EPS Miss

Trupanion's Q3 Results Top Expectations

Why Trupanion Stock Plummeted Today

TRUP: Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Trupanion

The Product Menu

New Moves and Agreements

What Makes the Business Different

Financial Trajectory

Bottom Line

TRUP Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Trupanion Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About TRUP

What is the current price of Trupanion?

What is the 52-week range for Trupanion?

How much debt does Trupanion have?

How much cash does Trupanion have on hand?

What is Trupanion’s dividend yield?

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