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Washington Trust Bancorp(NASDAQ) WASH

Market Cap$744.89MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1992)+4,495%
5 Year+5%
1 Year+56%
1 Month+9%
$39.12
-0.89%
-0.35Today
Washington Trust Bancorp last closing stock price
MetricPriceDate
Last closeUSD 39.072026-08-06
Washington Trust Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.33%USD 39.202026-07-30
1 month+9.01%USD 35.842026-07-07
3 month+22.73%USD 31.832026-05-08
Year to date+39.2%USD 28.072025-12-31
1 year+55.76%USD 25.082025-08-06
3 year+53.25%USD 25.492023-08-07
5 year+5.27%USD 37.122021-08-06
Since inception+4,494.98%USD 0.851992-05-01

Washington Trust Bancorp Financials at a Glance

Market Cap

$744.89MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$381.81M

Net Income (TTM)

$55.40M

EPS (TTM)

$2.88

P/E Ratio

13.54

Dividend

$2.24

Beta (Volatility)

0.81 (Low)

Price

$39.12

Volume

0.391

Open

$39.69

Previous Close

$39.07

Daily Range

$38.90 - $39.75

52-Week Range

$25.23 - $40.25

Estimated Earnings Date

Oct 19, 2026

WASH News

Two people leaning forward on desk, talking.

Why Washington Trust Stock Fell 13% This Week

Dave KovaleskiApr 28, 2023
Dividends

These 3 Stocks Just Raised Their Dividends

Eric VolkmanSep 23, 2016

Regional Bank Earnings Roundup

Robert EberhardJan 26, 2012

Is This the Best Bank in the Northeast?

Robert EberhardOct 10, 2011

The Smart Money's Top 8 Banking Stocks

Kapit allNov 8, 2010

WASH: Motley Fool Moneyball Superscore

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About Washington Trust Bancorp

Washington Trust helps people and businesses save money and get loans. It manages daily banking needs like checking accounts and home mortgages. The company also handles investment and retirement planning for its clients.

What We Do Every Day

  • Commercial Banking: Provides loans for real estate and business operations; made up 54% of all loans as of December 31, 2025.
  • Residential Mortgages: Helps individuals buy homes with both fixed and variable rate loans; represented 40% of loans as of December 31, 2025.
  • Wealth Management: Delivers investment management and estate planning services; handled $7.8 billion in assets as of December 31, 2025.
  • Personal Lending: Offers home equity lines and personal loans to consumers; accounted for 6% of the loan portfolio as of December 31, 2025.

How the Business Expands

  • Adopted the 2025 Repurchase Program on May 15, 2025 to buy back up to 850,000 common shares.
  • Participates in the Demand Deposit Marketplace and Insured Cash Sweep programs to provide full insurance for large deposits.
  • Operated 28 branch offices across Rhode Island and Connecticut at the close of 2025.

Why This Bank Stands Out

Founded in 1800, Washington Trust is the oldest community bank in the United States. It focuses on a strategy of "intentional presence" to provide personal service in an increasingly digital industry.

Checking the Financial Vitals

  • Net income reached $12.6 million in Q1 2026, up 3.5% from Q1 2025.
  • Operating income hit $16.1 million in Q1 2026, up 2.5% year-over-year.
  • Gross profit was $53.6 million in Q1 2026, a 5.4% increase from Q1 2025.
  • Total assets finished the 2025 fiscal year at $6.6 billion.

Bottom Line

Washington Trust has grown from a single location into a regional provider of banking and wealth management services. Its focus on Southern New England and its 200-year history provide a consistent foundation for its business.

AI Generated • May 5, 2026

Industry

Banks

Sector

Financials

Employees

642

CEO

Ned Handy, III

Website

www.washtrust.com

Headquarters

Westerly, RI 02891, US

WASH Financials

Key Financial Metrics (TTM)

Gross Margin

57.83%

Operating Margin

18.58%

Net Income Margin

14.51%

Return on Equity

10.18%

Return on Capital

5.31%

Return on Assets

0.85%

Earnings Yield

7.39%

Dividend Yield

5.73%

Payout Ratio

58.19%

Stock Overview

Market Cap

$744.89MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

19.07M

Volume

0.391

Avg. Volume

175.74K

Financials (TTM)

Gross Profit

$220.79M

Operating Income

$70.94M

EBITDA

$73.94M

Operating Cash Flow

$103.78M

Capital Expenditure

-$5.21M

Free Cash Flow

$98.57M

Cash & ST Invst.

$26.44M

Total Debt

$516.62M

Washington Trust Bancorp Performance Analysis

Washington Trust Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 254,311,0005.9%
20232023-12-31USD 363,409,00042.9%
20242024-12-31USD 309,068,000-15.0%
20252025-12-31USD 385,661,00024.8%
Washington Trust Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-302.8%
Q42025-12-31-1.3%
Q12026-03-31-5.4%
Q22026-06-301.9%
Washington Trust Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 4.11-6.3%
20232023-12-31USD 2.82-31.5%
20242024-12-31USD -1.64N/A
20252025-12-31USD 2.71N/A
Washington Trust Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-17.6%
Q42025-12-3148.2%
Q12026-03-31-20.5%
Q22026-06-3025.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$93.83M

-2.2%

Gross Profit

$58.87M

+9.7%

Gross Margin

62.74%

N/A

Market Cap

$744.89MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.16M

N/A

Employees

642

N/A

Net Income

$15.98M

+20.7%

EBITDA

$20.27M

+11.3%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$26.44M

-89.3%

Total Debt

$516.62M

-51.4%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$516.62M

+15.6%

Short Term Debt

$0.00

-100.0%

Return on Assets

0.85%

N/A

Return on Invested Capital

5.97%

N/A

Free Cash Flow

$36.85M

+236.8%

Operating Cash Flow

$39.24M

+246.0%

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Questions About WASH

What is the current price of Washington Trust Bancorp?

Washington Trust Bancorp is trading at $39.07 per share.

What is the 52-week range for Washington Trust Bancorp?

Over the past 52 weeks, Washington Trust Bancorp has traded between $25.23 and $40.25.

How much debt does Washington Trust Bancorp have?

As of the most recent reporting period, Washington Trust Bancorp reported total debt of $516.62M.

How much cash does Washington Trust Bancorp have on hand?

Washington Trust Bancorp does not have cash on hand data available.

What is Washington Trust Bancorp’s dividend yield?

Washington Trust Bancorp currently has a dividend yield of 5.73%.

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