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Bank Of The James Financial Group

(NASDAQ) BOTJ

Current Price$20.43
Market Cap$95.41M
Since IPO (2000)+689%
5 Year+80%
1 Year+62%
1 Month+2%

Bank Of The James Financial Group Financials at a Glance

Market Cap

$95.41M

Revenue (TTM)

$61.84M

Net Income (TTM)

$9.02M

EPS (TTM)

$1.99

P/E Ratio

10.58

Dividend

$0.40

Beta (Volatility)

0.15 (Low)

Price

$20.43

Volume

528

Open

$20.04

Previous Close

$20.43

Daily Range

$20.00 - $20.43

52-Week Range

$13.00 - $21.49

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About Bank Of The James Financial Group

Industry

Banks

Employees

175

CEO

Robert R. Chapman, III

Headquarters

Lynchburg, VA 24504, US

BOTJ Financials

Key Financial Metrics (TTM)

Gross Margin

78%

Operating Margin

19%

Net Income Margin

15%

Return on Equity

12%

Return on Capital

1%

Return on Assets

1%

Earnings Yield

9.45%

Dividend Yield

0.02%

Payout Ratio

15.12%

Stock Overview

Market Cap

$95.41M

Shares Outstanding

4.54M

Volume

528

Short Interest

0.00%

Avg. Volume

3.95K

Financials (TTM)

Gross Profit

$48.69M

Operating Income

$14.88M

EBITDA

$11.14M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$84.47M

Total Debt

$8.80M

Bank Of The James Financial Group Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$16.34M

+7.1%

Gross Profit

$12.60M

+10.8%

Gross Margin

77.11%

N/A

Market Cap

$95.41M

N/A

Market Cap/Employee

$588.95K

N/A

Employees

162

N/A

Net Income

$2.72M

+68.3%

EBITDA

$3.49M

+33.4%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$75.68M

+291.6%

Accounts Receivable

$3.38M

+10.3%

Inventory

$0.00

N/A

Long Term Debt

$8.80M

-54.5%

Short Term Debt

$0.00

N/A

Return on Assets

0.86%

N/A

Return on Invested Capital

1.32%

N/A

Free Cash Flow

$0.00

-100.0%

Operating Cash Flow

$0.00

-100.0%

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Questions About BOTJ

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