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Chemung Financial

(NASDAQ) CHMG

Current Price$52.30
Market Cap$256.20M
Since IPO (1975)+144,210%
5 Year+49%
1 Year+10%
1 Month-9%

Chemung Financial Financials at a Glance

Market Cap

$256.20M

Revenue (TTM)

$139.94M

Net Income (TTM)

$15.10M

EPS (TTM)

$3.14

P/E Ratio

16.93

Dividend

$1.34

Beta (Volatility)

0.39 (Low)

Price

$52.30

Volume

228

Open

$52.32

Previous Close

$52.30

Daily Range

$52.05 - $52.47

52-Week Range

$40.71 - $65.50

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About Chemung Financial

Industry

Banks

Employees

348

CEO

Anders M. Tomson

Headquarters

Elmira, NY 14901, US

CHMG Financials

Key Financial Metrics (TTM)

Gross Margin

64%

Operating Margin

14%

Net Income Margin

11%

Return on Equity

6%

Return on Capital

5%

Return on Assets

1%

Earnings Yield

5.91%

Dividend Yield

0.03%

Payout Ratio

41.88%

Stock Overview

Market Cap

$256.20M

Shares Outstanding

4.82M

Volume

228

Short Interest

0.00%

Avg. Volume

7.00K

Financials (TTM)

Gross Profit

$89.83M

Operating Income

$19.94M

EBITDA

$22.60M

Operating Cash Flow

$45.82M

Capital Expenditure

$1.69M

Free Cash Flow

$44.13M

Cash & ST Invst.

$303.37M

Total Debt

$4.94M

Chemung Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$40.89M

+6.8%

Gross Profit

$29.38M

+17.8%

Gross Margin

71.85%

N/A

Market Cap

$256.20M

N/A

Market Cap/Employee

$746.93K

N/A

Employees

343

N/A

Net Income

$7.74M

+30.9%

EBITDA

$11.75M

+44.2%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Net Cash

$298.43M

-14.8%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$4.94M

-47.5%

Short Term Debt

$0.00

-100.0%

Return on Assets

0.56%

N/A

Return on Invested Capital

4.54%

N/A

Free Cash Flow

$19.04M

+341.1%

Operating Cash Flow

$20.06M

+221.7%

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Questions About CHMG

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