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Enterprise Financial Services

(NASDAQ) EFSC

Current Price$67.32
Market Cap$2.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2001)+770%
5 Year+71%
1 Year+17%
1 Month+9%
Enterprise Financial Services last closing stock price
MetricPriceDate
Last closeUSD 67.392026-07-17
Enterprise Financial Services stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+3.14%USD 65.342026-07-10
1 month+8.75%USD 61.972026-06-17
3 month+15.47%USD 58.362026-04-17
Year to date+26.23%USD 53.392025-12-31
1 year+17.35%USD 57.432025-07-17
3 year+66.59%USD 40.452023-07-18
5 year+71.41%USD 39.322021-07-16
Since inception+770.04%USD 7.882001-04-26

Enterprise Financial Services Financials at a Glance

Market Cap

$2.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$954.93M

Net Income (TTM)

$200.78M

EPS (TTM)

$5.29

P/E Ratio

12.95

Dividend

$1.30

Beta (Volatility)

0.79 (Low)

Price

$67.32

Volume

321,114.786

Open

$67.99

Previous Close

$67.39

Daily Range

$66.94 - $68.45

52-Week Range

$51.18 - $68.73

Estimated Earnings Date

Jul 22, 2026

EFSC News

Foolcom-Featured.png

Enterprise Financial Q2 EPS Jumps 13%

Motley Fool Markets TeamJul 28, 2025

Enterprise Financial Keeps Dividend Steady

Rich DupreyAug 31, 2013

The Top 10 Regional Bank Stocks of 2011

Anand ChokkaveluDec 13, 2011

The 15 Highest Potential Returns in Regional Banks

Ilan MoscovitzSep 12, 2011

Smart Money: 6 Small-Cap Stocks Seeing Insider Buying

Kapit allNov 12, 2010

EFSC: Motley Fool Moneyball Superscore

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About Enterprise Financial Services

Enterprise helps business owners and families manage their money and get loans. It provides tools like checking accounts and specialized services for companies. These offerings help local businesses grow and individuals plan for their future.

Banking Tools for Business

  • Commercial Loans: Lending used for business equipment and daily operations; represented roughly $5.2 billion of the loan portfolio at March 31, 2026.
  • Real Estate Finance: Loans for building construction and commercial property investments; totaled about $6.5 billion in March 2026.
  • Wealth Management: Investment advice, estate planning, and legal trust services for individuals and organizations.
  • Tax Credit Brokerage: Buying and selling tax credits to help clients lower their tax bills.
  • Treasury Services: Online banking and fraud prevention tools that help companies move money safely.

New Routes for Growth

  • Expanded its geographic reach to include banking and wealth management services in Florida during early 2026.
  • Increased its national presence through a network of Small Business Administration (SBA) loan production offices.
  • Completed a branch acquisition in the first quarter of 2026 to expand its local service area.

What Sets Enterprise Apart

Enterprise differentiates itself by combining traditional regional banking with specialized niche services like tax credit brokerage. Its operations across seven states allow it to serve diverse markets while focusing on mid-sized business clients.

The Financial Scoreboard

  • Total revenue reached $244.2 million in Q1 2026, up 21.1% from Q1 2025.
  • Free cash flow rose to $57.5 million in Q1 2026, representing a 61.4% increase year-over-year.
  • Operating income was $62.9 million in Q1 2026, up 3% from the same period in 2025.
  • Total assets stood at $17.2 billion as of March 31, 2026.

The Final Word

Enterprise has evolved into a diversified regional bank by expanding its geography and specialized service lines. Its strategy focuses on serving commercial clients through both traditional lending and complex financial planning.

AI Generated • May 26, 2026

Industry

Banks

Sector

Financials

Employees

1,370

CEO

Jim Lally, MBA

Website

www.enterprisebank.com

Headquarters

Clayton, MO 63105, US

EFSC Financials

Key Financial Metrics (TTM)

Gross Margin

70.18%

Operating Margin

29.90%

Net Income Margin

21.03%

Return on Equity

10.08%

Return on Capital

11.14%

Return on Assets

1.17%

Earnings Yield

7.72%

Dividend Yield

1.90%

Payout Ratio

25.05%

Stock Overview

Market Cap

$2.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

36.59M

Volume

321.11K

Avg. Volume

257.82K

Financials (TTM)

Gross Profit

$670.18M

Operating Income

$285.54M

EBITDA

$298.33M

Operating Cash Flow

$212.00M

Capital Expenditure

-$8.61M

Free Cash Flow

$203.39M

Cash & ST Invst.

$258.54M

Total Debt

$413.10M

Enterprise Financial Services Performance Analysis

Enterprise Financial Services annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 574,244,00027.3%
20232023-12-31USD 833,644,00045.2%
20242024-12-31USD 920,754,00010.4%
20252025-12-31USD 1,001,533,0008.8%
Enterprise Financial Services sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-303.8%
Q32025-09-3016.4%
Q42025-12-315.7%
Q12026-03-31-5.2%
Enterprise Financial Services annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.3137.6%
20232023-12-31USD 5.07-4.4%
20242024-12-31USD 4.83-4.8%
20252025-12-31USD 5.319.8%
Enterprise Financial Services sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-303.8%
Q32025-09-30-12.5%
Q42025-12-3121.8%
Q12026-03-31-10.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$244.18M

+21.1%

Gross Profit

$177.99M

+34.6%

Gross Margin

72.89%

N/A

Market Cap

$2.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.83M

N/A

Employees

1,370

N/A

Net Income

$49.36M

-1.2%

EBITDA

$66.60M

+5.0%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$258.54M

-85.7%

Total Debt

$413.10M

-33.1%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$413.10M

-33.1%

Short Term Debt

$0.00

N/A

Return on Assets

1.17%

N/A

Return on Invested Capital

1.66%

N/A

Free Cash Flow

$57.48M

+61.4%

Operating Cash Flow

$58.50M

+46.2%

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Questions About EFSC

What is the current price of Enterprise Financial Services?

Enterprise Financial Services is trading at $67.39 per share.

What is the 52-week range for Enterprise Financial Services?

Over the past 52 weeks, Enterprise Financial Services has traded between $51.18 and $68.73.

How much debt does Enterprise Financial Services have?

As of the most recent reporting period, Enterprise Financial Services reported total debt of $413.10M.

How much cash does Enterprise Financial Services have on hand?

Enterprise Financial Services does not have cash on hand data available.

What is Enterprise Financial Services’s dividend yield?

Enterprise Financial Services currently has a dividend yield of 1.90%.

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