Financial Institutions

(NASDAQ) FISI

Current Price$34.07

Market Cap$670.66M

Since IPO (1999)+460%

5 Year+36%

1 Year+40%

1 Month+7%

Financial Institutions Financials at a Glance

Market Cap

$670.66M

Revenue (TTM)

$378.23M

Net Income (TTM)

$78.97M

EPS (TTM)

$3.84

P/E Ratio

8.87

Dividend

$1.25

Beta (Volatility)

0.81 (Low)

Dividend

$1.25

Beta (Volatility)

0.81 (Low)

Price

$34.07

Volume

1,505

Open

$33.62

Price

$34.07

Volume

1,505

Open

$33.62

Previous Close

$34.07

Daily Range

$33.62 - $34.47

52-Week Range

$24.41 - $35.66

Dividend

$1.25

Beta (Volatility)

0.81 (Low)

Price

$34.07

Volume

1,505

Open

$33.62

Previous Close

$34.07

Daily Range

$33.62 - $34.47

52-Week Range

$24.41 - $35.66

FISI News

Page 1

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About Financial Institutions

Industry

Banks

Sector

Financials

Employees

631

CEO

Martin Kearney Birmingham, MBA

Website

www.financialinstitutionsinc.q4ir.com

Headquarters

Warsaw, NY 14569, US

FISI Financials

Key Financial Metrics (TTM)

Gross Margin

64%

Operating Margin

25%

Net Income Margin

21%

Return on Equity

29%

Return on Capital

11%

Return on Assets

Earnings Yield

11.27%

Dividend Yield

3.67%

Payout Ratio

33.14%

Stock Overview

Market Cap

$670.66M

Shares Outstanding

19.68M

Volume

1.50K

Avg. Volume

153.12K

Financials (TTM)

Gross Profit

$233.31M

Operating Income

$91.35M

EBITDA

$91.35M

Operating Cash Flow

$18.80M

Capital Expenditure

$5.55M

Free Cash Flow

$13.60M

Cash & ST Invst.

$108.75M

Total Debt

$334.23M

Financial Institutions Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q1 2026YOY CHG

Revenue

$92.24M

+1.3%

Gross Profit

$62.67M

+15.6%

Gross Margin

67.94%

N/A

Market Cap

$670.66M

N/A

Market Cap/Employee

$1.12M

N/A

Employees

598

N/A

Net Income

$20.98M

+24.3%

EBITDA

$24.93M

+10.6%

Quarterly Fundamentals

Name

Q1 2026YOY CHG

Net Cash

$107.17M

-137.1%

Accounts Receivable

$4.58B

+18400.1%

Inventory

$0.00

N/A

Long Term Debt

$78.62M

-50.1%

Short Term Debt

$114.00M

+107.3%

Return on Assets

1.25%

N/A

Return on Invested Capital

11.34%

N/A

Free Cash Flow

$18.18M

-31.7%

Operating Cash Flow

$21.40M

-20.8%

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Questions About FISI

What is the current price of Financial Institutions?

Financial Institutions is trading at $34.07 per share.

What is the 52-week range for Financial Institutions?

Over the past 52 weeks, Financial Institutions has traded between $24.41 and $35.67.

How much debt does Financial Institutions have?

As of the most recent reporting period, Financial Institutions reported total debt of $192.62M.

How much cash does Financial Institutions have on hand?

Financial Institutions does not have cash on hand data available.

What is Financial Institutions’s dividend yield?

Financial Institutions currently has a dividend yield of 3.67%.

Financial Institutions

Financial Institutions Financials at a Glance

FISI News

Why Financial Institutions Stock Flopped on Friday

Financial Institutions Earnings: Steady as She Goes

Financial Institutions Reports Double-Digit Loan and Deposit Growth

Financial Institutions' Q3 Earnings: Slow and Steady Profits

Financial Institutions Banks Rising Earnings on Double-Digit Loan Growth

Financial Institutions' First Quarter Gets Some One-Time Help

Financial Institutions' Growth Streak Continues

Financial Institutions Reports a Steady 3rd Quarter

FISI: Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

About Financial Institutions

FISI Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Financial Institutions Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About FISI

What is the current price of Financial Institutions?

What is the 52-week range for Financial Institutions?

How much debt does Financial Institutions have?

How much cash does Financial Institutions have on hand?

What is Financial Institutions’s dividend yield?

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