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First Community Bankshares(NASDAQ) FCBC

Market Cap$915.70MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1993)+1,447%
5 Year+96%
1 Year+46%
1 Month+10%
$48.04
-0.55%
-0.26Today
First Community Bankshares last closing stock price
MetricPriceDate
Last closeUSD 48.212026-08-06
First Community Bankshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.9%USD 47.312026-07-30
1 month+9.71%USD 43.942026-07-07
3 month+12.35%USD 42.912026-05-08
Year to date+50.56%USD 32.022025-12-31
1 year+46.15%USD 32.982025-08-06
3 year+70.63%USD 28.252023-08-07
5 year+95.52%USD 24.652021-08-06
Since inception+1,446.97%USD 3.121993-12-31

First Community Bankshares Financials at a Glance

Market Cap

$915.70MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$138.77M

Net Income (TTM)

$59.27M

EPS (TTM)

$3.16

P/E Ratio

15.35

Dividend

$1.24

Beta (Volatility)

0.68 (Low)

Price

$48.04

Volume

67,875.833

Open

$48.57

Previous Close

$48.21

Daily Range

$48.01 - $49.14

52-Week Range

$30.29 - $49.48

Estimated Earnings Date

Oct 27, 2026

FCBC News

No articles available.

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About First Community Bankshares

First Community helps local people and businesses manage their money. They provide safe places to save and loans to buy homes or grow companies. Their services reach communities across Virginia, West Virginia, North Carolina, and Tennessee.

What's in the Vault?

  • Banking Deposits: Basic checking accounts, savings, and certificates of deposit—which are accounts that hold money for a fixed time—for personal use.
  • Lending Services: Commercial and real estate mortgage loans, as well as lines of credit that let customers borrow money as needed.
  • Wealth Management: Trust management, estate administration, and investment advisory services provided through a specialized trust division.
  • Payment Tools: Debit and credit cards alongside automated teller machine services for daily customer transactions.

Growing the Footprint

  • Acquired Hometown Bancshares, Inc., the parent company of Union Bank, Inc., on January 23, 2026.
  • Added eight branch locations in West Virginia through the Hometown Bancshares, Inc. transaction.
  • Expanded the total physical presence to 60 branches across four states following the recent merger.
  • Pursued a strategy of organic growth supplemented by buying complementary financial institutions in its market area.

How the Bank Stands Out

The company operates as a regional community bank, positioning itself as a more personal alternative to large national banks. It serves a wide range of industries including healthcare, retail, construction, and coal mining.

A Look at the Numbers

  • Revenue reached $44.6 million in Q1 2026, up 4% from $42.9 million in Q1 2025.
  • Gross profit grew to $39.8 million in Q1 2026, a 5.4% increase over the previous year.
  • Operating income was $15.6 million in Q1 2026, up 2.5% compared to Q1 2025.
  • Net income reached $12 million in Q1 2026, up 1.8% from $11.8 million in the prior year.

Final Word

First Community has evolved from a 19th-century institution into a modern multi-state financial holding company. Its growth relies on a mix of traditional community banking and strategic regional acquisitions.

AI Generated • May 3, 2026

Industry

Banks

Sector

Financials

Employees

610

CEO

William P. Stafford, II

Website

www.firstcommunitybank.com

Headquarters

Bluefield, VA 24605-0989, US

FCBC Financials

Key Financial Metrics (TTM)

Gross Margin

86.97%

Operating Margin

23.09%

Net Income Margin

42.71%

Return on Equity

11.44%

Return on Capital

12.58%

Return on Assets

1.64%

Earnings Yield

6.51%

Dividend Yield

2.52%

Payout Ratio

29.20%

Stock Overview

Market Cap

$915.70MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

18.87M

Volume

67.88K

Avg. Volume

89.54K

Financials (TTM)

Gross Profit

$120.69M

Operating Income

$32.04M

EBITDA

$34.65M

Operating Cash Flow

$27.95M

Capital Expenditure

-$4.07M

Free Cash Flow

$23.88M

Cash & ST Invst.

$830.96M

Total Debt

$2.92M

First Community Bankshares Performance Analysis

First Community Bankshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 149,843,0007.3%
20232023-12-31USD 174,617,00016.5%
20242024-12-31USD 185,532,0006.3%
20252025-12-31USD 185,422,000-0.1%
First Community Bankshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-301.4%
Q42025-12-31-0.9%
Q12026-03-312.7%
Q22026-06-30-84.7%
First Community Bankshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.82-4.2%
20232023-12-31USD 2.66-5.5%
20242024-12-31USD 2.805.1%
20252025-12-31USD 2.65-5.3%
First Community Bankshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30N/A
Q42025-12-311.5%
Q12026-03-31-7.4%
Q22026-06-3088.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$6.84M

-84.2%

Gross Profit

$1.97M

-94.9%

Gross Margin

28.82%

N/A

Market Cap

$915.70MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.41M

N/A

Employees

650

N/A

Net Income

$22.51M

+83.8%

EBITDA

-$17.37M

-200.4%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$830.96M

+607.3%

Total Debt

$2.92M

+187.8%

Accounts Receivable

$9.34M

+6.3%

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$2.92M

+187.8%

Return on Assets

1.64%

N/A

Return on Invested Capital

5.42%

N/A

Free Cash Flow

$0.00

-100.0%

Operating Cash Flow

$0.00

-100.0%

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Questions About FCBC

What is the current price of First Community Bankshares?

First Community Bankshares is trading at $48.21 per share.

What is the 52-week range for First Community Bankshares?

Over the past 52 weeks, First Community Bankshares has traded between $30.29 and $49.48.

How much debt does First Community Bankshares have?

As of the most recent reporting period, First Community Bankshares reported total debt of $2.92M.

How much cash does First Community Bankshares have on hand?

First Community Bankshares does not have cash on hand data available.

What is First Community Bankshares’s dividend yield?

First Community Bankshares currently has a dividend yield of 2.52%.

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