Independent Bank
(NASDAQ) IBCP
Independent Bank Financials at a Glance
Market Cap
$725.54M
Revenue (TTM)
$309.72M
Net Income (TTM)
$69.83M
EPS (TTM)
$3.35
P/E Ratio
10.52
Dividend
$1.08
Beta (Volatility)
0.79 (Low)
Dividend
$1.08
Beta (Volatility)
0.79 (Low)
Price
$35.17
Volume
0
Open
$34.35
Price
$35.17
Volume
0
Open
$34.35
Previous Close
$35.17
Daily Range
$34.35 - $35.27
52-Week Range
$29.63 - $39.17
Estimated Earnings Date
Jul 23, 2026
Dividend
$1.08
Beta (Volatility)
0.79 (Low)
Price
$35.17
Volume
0
Open
$34.35
Previous Close
$35.17
Daily Range
$34.35 - $35.27
52-Week Range
$29.63 - $39.17
Estimated Earnings Date
Jul 23, 2026
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Get Access NowAbout Independent Bank
Industry
Banks
Sector
FinancialsEmployees
826
CEO
William Bradford Kessel, MBA, CPA
Website
www.independentbank.comHeadquarters
Grand Rapids, MI 49525, US
IBCP Financials
Key Financial Metrics (TTM)
Gross Margin
70.31%
Operating Margin
26.60%
Net Income Margin
22.54%
Return on Equity
14.15%
Return on Capital
13.12%
Return on Assets
1.26%
Earnings Yield
9.51%
Dividend Yield
3.07%
Payout Ratio
31.40%
Stock Overview
Market Cap
$725.54M
Shares Outstanding
20.61M
Volume
0
Avg. Volume
167.72K
Financials (TTM)
Gross Profit
$217.77M
Operating Income
$82.40M
EBITDA
$92.32M
Operating Cash Flow
$35.81M
Capital Expenditure
-$9.98M
Free Cash Flow
$25.83M
Cash & ST Invst.
$48.48M
Total Debt
$74.11M
Independent Bank Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
$74.62M
-0.1%
Gross Profit
$54.94M
+7.0%
Gross Margin
73.63%
N/A
Market Cap
$725.54M
N/A
Market Cap/Employee
$991.18K
N/A
Employees
732
N/A
Net Income
$16.88M
+8.2%
EBITDA
$22.60M
+5.2%
Quarterly Fundamentals
Total Cash
$48.48M
-92.6%
Total Debt
$74.11M
-40.4%
Accounts Receivable
$18.86M
N/A
Inventory
$0.00
N/A
Long Term Debt
$73.02M
-41.3%
Short Term Debt
$1.09M
N/A
Return on Assets
1.26%
N/A
Return on Invested Capital
1.48%
N/A
Free Cash Flow
-$13.77M
-145.0%
Operating Cash Flow
-$9.16M
-128.9%