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Open Lending Stock Quote

Open Lending (NASDAQ: LPRO)

$1.78
(-5.6%)
-0.10
Price as of October 22, 2025, 3:58 p.m. ET

KEY DATA POINTS

Current Price
$1.78
Daily Change
(-5.6%) $0.10
Day's Range
$1.75 - $1.86
Previous Close
$1.78
Open
$1.83
Beta
1.62
Volume
30
Average Volume
679,797
Sector
Market Cap
210.3M
Market Cap / Employee
$1.78M
52wk Range
$0.7 - $6.92
Revenue
-
Gross Margin
-0.52%
Dividend Yield
N/A
EPS
-$1.18
CAPs Rating
-
Industry
Capital Markets

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Open Lending Return vs. S&P

1 Year5 Year5 Year AnnualizedSince IPO
LPRO-67.7%-93.44%-42.01%-82%
S&P+14.5%+93.32%+14.09%+146%

Open Lending Company Info

Open Lending Corp. provides lending enablement and risk analytics to credit unions, regional banks and the captive finance companies of original equipment manufacturers (OEM Captives). It specializes in risk-based pricing and modeling and provides automated decision-technology for automotive lenders throughout the United States. The firm addresses the financing needs of near-prime and non-prime borrowers, or borrowers with a credit score who are underserved in the automotive finance industry. The company was founded by John J. Flynn, Sandy Watkins and Ross M. Jessup in 2000 and is headquartered in Austin, TX.

News & Analysis

Financial Health

General

Q2 2025YOY Change
Revenue$25.31M-5.3%
Gross Profit$19.47M-7.3%
Gross Margin76.94%-1.7%
Market Cap$232.38M-65.1%
Market Cap / Employee$1.13M0.0%
Employees205-2.4%
Net Income$1.03M-64.4%
EBITDA$1.77M-59.9%

Currently no data to display

Revenue Growth Rate

Currently no data to display.

Earnings Per Share Growth Rate

Currently no data to display.

Assets

Q2 2025YOY Change
Net Cash$241.34M-4.4%
Accounts Receivable$18.96M-29.9%
Inventory00.0%

Liabilities

Q2 2025YOY Change
Long Term Debt$131.48M-5.3%
Short Term Debt$7.50M0.0%

Ratios

Q2 2025YOY Change
Return On Assets-41.61%-43.2%
Return On Invested Capital-8.73%-30.3%

Cash Flow

Q2 2025YOY Change
Free Cash Flow$0.62M124.9%
Operating Free Cash Flow$0.85M160.3%

Valuation

MetricQ4 2023Q1 2024Q2 2024Q3 2024YoY Change
Price to Earnings47.4651.99109.20159.38-
Price to Book3.373.234.222.91-7.38%
Price to Sales7.6329.6518.6814.20109.92%
Price to Tangible Book Value3.373.234.223.12-0.66%
Price to Free Cash Flow TTM15.2721.2551.99115.03848.98%
Enterprise Value to EBITDA260.69-7.71171.7672.77-42.74%
Free Cash Flow Yield6.6%4.7%1.9%0.9%-89.46%
Return on Equity2.1%-95.2%-95.7%-95.6%-3487.96%
Total Debt$144.97M$143.77M$140.99M$138.98M-5.06%

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