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Simmons First National(NASDAQ) SFNC

Market Cap$3.32BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1992)+1,868%
5 Year-3%
1 Year+20%
1 Month+1%
Premium Feature
Moneyball Superscore
41/100
$22.98
-0.30%
-0.07Today
After hours$22.98+$0.00 (+0.00%)
Simmons First National last closing stock price
MetricPriceDate
Last closeUSD 22.982026-08-20
Simmons First National stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-4.01%USD 23.942026-08-13
1 month+0.61%USD 22.842026-07-21
3 month+8.72%USD 21.142026-05-22
Year to date+24.5%USD 18.462025-12-31
1 year+19.75%USD 19.192025-08-20
3 year+47.69%USD 15.562023-08-21
5 year-2.73%USD 23.622021-08-20
Since inception+1,868%USD 1.171992-06-16

Simmons First National Financials at a Glance

Market Cap

$3.32BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$570.26M

Net Income (TTM)

-$349.48M

EPS (TTM)

-$2.55

P/E Ratio

-9.03

Dividend

$0.86

Beta (Volatility)

0.88 (Low)

Price

$22.98

Volume

0.75

Open

$23.16

Previous Close

$22.98

Daily Range

$22.73 - $23.16

52-Week Range

$17.00 - $24.32

Estimated Earnings Date

Oct 15, 2026

SFNC News

BuyAlert-Purple.png

Fund Trims Simmons First National by $13 Million as Shares Lag the S&P 500

Jonathan PoncianoMay 29, 2026
BuyAlert-Blue.png

Mendon Capital Bets Big on Regional Bank, According to SEC Filing

Jake LerchDec 8, 2025
Foolcom-Featured.png

Simmons First Ups Net Interest Margin

Motley Fool Markets TeamJul 20, 2025
Autumn sunrise

These 3 Stocks Just Raised Their Dividends

Eric VolkmanSep 11, 2017

Regional Bank Earnings Roundup

Robert EberhardApr 20, 2012

Today's Regional Bank Earnings Roundup

Robert EberhardJan 19, 2012

Simmons First National Earnings Preview

Narrative ScienceOct 19, 2011

Rising Star Buy: 3 Nicely Priced Regional Banks

Anand ChokkaveluJul 22, 2011
Page 1

SFNC: Motley Fool Moneyball Superscore

41

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About Simmons First National

Simmons First National Corporation provides banking to families and businesses. It helps people save money and get loans for homes. The bank serves clients across the Mid-South and Texas.

Everyday Financial Tools

  • Real Estate Loans: Financing for home construction, residential mortgages, and commercial properties.
  • Commercial Lending: Business and agricultural loans that support local companies and farmers.
  • Consumer Banking: Credit cards and personal loans for individual borrowers.
  • Financial Services: Trust, investment management, insurance, and wealth management solutions.

Growth Through Strategic Refinement

  • Repositioned the balance sheet in 2025 by selling $3.16 billion of low-yielding investment securities.
  • Used proceeds from security sales to pay down high-cost wholesale funding and public fund deposits in 2025.
  • Authorized a $175 million stock repurchase program in January 2026 to run through January 2028.
  • Launched branch and real estate rightsizing initiatives during the six-month period ended June 30, 2026.

Steady Credit and Local Focus

The company maintains a conservative credit culture by focusing on disciplined pricing and strict underwriting standards. Its Mid-South footprint spans six states, allowing it to leverage local expertise while managing $18.06 billion in loans.

Results by the Numbers

  • Fully taxable equivalent net interest income rose 16.0% to $403.8 million for the six-month period ended June 30, 2026.
  • Total loans grew to $18.06 billion at June 30, 2026, an increase of $570.2 million from Dec. 31, 2025.
  • Nonperforming assets, which are loans at risk of default, were 0.72% of total assets at June 30, 2026.
  • Market capitalization rose 38.4% year over year to $3.3 billion in the second quarter of 2026.

Evolution into Core Banking

Simmons has transitioned toward a higher-performing balance sheet by selling low-yield bonds and cutting wholesale debt. This evolution focuses on core banking relationships to support long-term financial stability.

AI Generated • Aug 6, 2026

Industry

Banks

Sector

Financials

Employees

2,917

CEO

James M. Brogdon, CPA

Website

www.simmonsbank.com

Headquarters

Pine Bluff, AR 71601, US

SFNC Financials

Key Financial Metrics (TTM)

Gross Margin

13.51%

Operating Margin

-85.86%

Net Income Margin

-61.28%

Return on Equity

-10.21%

Return on Capital

-12.99%

Return on Assets

-1.41%

Earnings Yield

-11.07%

Dividend Yield

3.72%

Payout Ratio

-35.42%

Stock Overview

Market Cap

$3.32BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

144.51M

Volume

0.75

Avg. Volume

1.46M

Financials (TTM)

Gross Profit

$77.05M

Operating Income

-$489.61M

EBITDA

-$406.99M

Operating Cash Flow

$522.91M

Capital Expenditure

-$41.96M

Free Cash Flow

$480.96M

Cash & ST Invst.

$3.45B

Total Debt

$1.30B

Simmons First National Performance Analysis

Simmons First National annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 1,031,801,00020.3%
20232023-12-31USD 1,365,727,00032.4%
20242024-12-31USD 1,459,236,0006.8%
20252025-12-31USD 626,798,000-57.0%
Simmons First National sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-225.9%
Q42025-12-31180.5%
Q12026-03-31-15.9%
Q22026-06-3017.8%
Simmons First National annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.06-16.3%
20232023-12-31USD 1.38-33.0%
20242024-12-31USD 1.21-12.3%
20252025-12-31USD -2.96N/A
Simmons First National sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-1030.2%
Q42025-12-31113.5%
Q12026-03-31-13.0%
Q22026-06-30-2.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$355.62M

+0.4%

Gross Profit

$231.13M

+16.1%

Gross Margin

64.99%

N/A

Market Cap

$3.32BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.14M

N/A

Employees

2,909

N/A

Net Income

$66.69M

+21.8%

EBITDA

$93.33M

+26.4%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$3.45B

+13.3%

Total Debt

$1.30B

+25.9%

Accounts Receivable

$103.02M

-14.5%

Inventory

$0.00

N/A

Long Term Debt

$1.25B

+25.2%

Short Term Debt

$46.22M

+47.6%

Return on Assets

-1.41%

N/A

Return on Invested Capital

-1.98%

N/A

Free Cash Flow

$125.52M

+89.3%

Operating Cash Flow

$144.55M

+86.2%

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Questions About SFNC

What is the current price of Simmons First National?

Simmons First National is trading at $22.98 per share.

What is the 52-week range for Simmons First National?

Over the past 52 weeks, Simmons First National has traded between $17.00 and $24.32.

How much debt does Simmons First National have?

As of the most recent reporting period, Simmons First National reported total debt of $1.34B.

How much cash does Simmons First National have on hand?

Simmons First National does not have cash on hand data available.

What is Simmons First National’s dividend yield?

Simmons First National currently has a dividend yield of 3.72%.

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