Accessibility Menu
Simmons First National logo

Simmons First National(NASDAQ) SFNC

Current Price$22.83
Market Cap$3.28BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1992)+1,830%
5 Year+1%
1 Year+18%
1 Month+3%
Simmons First National last closing stock price
MetricPriceDate
Last closeUSD 22.612026-07-20
Simmons First National stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.61%USD 22.982026-07-13
1 month+3.24%USD 21.902026-06-18
3 month+7.58%USD 21.022026-04-21
Year to date+22.5%USD 18.462025-12-31
1 year+17.59%USD 19.232025-07-18
3 year+33.83%USD 16.902023-07-21
5 year+1.05%USD 22.382021-07-21
Since inception+1,830.43%USD 1.171992-06-16

Simmons First National Financials at a Glance

Market Cap

$3.28BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$570.26M

Net Income (TTM)

-$349.48M

EPS (TTM)

-$2.54

P/E Ratio

-8.89

Dividend

$0.86

Beta (Volatility)

0.89 (Low)

Price

$22.83

Volume

44,686

Open

$22.59

Previous Close

$22.83

Daily Range

$22.43 - $22.85

52-Week Range

$17.00 - $23.91

Estimated Earnings Date

Oct 15, 2026

SFNC: Motley Fool Moneyball Superscore

41

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Simmons First National

Simmons helps people and businesses manage their money through local bank branches. The bank provides loans for homes, cars, and growing companies across six states. It also offers safe places for savings and tools to help customers plan for the future.

What Does Simmons Offer?

  • Community Banking: Retail and small business services including checking accounts, savings, and home mortgage lending.
  • Commercial Banking: Lending for business construction, equipment, and general operations for larger corporate clients.
  • Wealth Group: Asset management, trust services, and estate planning for individuals and business owners.
  • Financial Extras: Personal insurance products, credit cards, and digital banking tools for mobile and internet use.

Strategic Regional Expansion

  • Acquired Landmark Community Bank in October 2021 to grow its presence in the Tennessee market.
  • Purchased Triumph Bancshares and its subsidiary Triumph Bank in October 2021 to target the Memphis and Nashville areas.
  • Completed the acquisition of Spirit of Texas Bancshares in April 2022, which added approximately $3.1 billion in assets.
  • Focused on organic growth in existing markets after a history of completing 21 whole bank acquisitions since 1990.

Why It Stands Out

Simmons combines a community-based approach with centralized support to meet local needs quickly. The company operates approximately 222 financial centers across its region to maintain close relationships with the customers it serves.

Measuring Recent Performance

  • Net income was $68.5 million in Q1 2026, up 111.6% from Q1 2025.
  • Operating income reached $56.5 million in Q1 2026, up 47.9% from the previous year.
  • Total assets reached $24.54 billion as of December 31, 2025.
  • Revenue was $301.8 million in Q1 2026, down 14% from Q1 2025.

Steady Evolution

Simmons has transformed from a local lender into a major regional financial holding company in the central United States. Its mix of traditional banking services and strategic bank acquisitions supports a stable and diversified business model.

AI Generated • Apr 25, 2026

Industry

Banks

Employees

2,909

CEO

James M. Brogdon, CPA

Headquarters

Pine Bluff, AR 71601, US

SFNC Financials

Key Financial Metrics (TTM)

Gross Margin

7.90%

Operating Margin

-89.55%

Net Income Margin

-63.53%

Return on Equity

-10.51%

Return on Capital

-12.99%

Return on Assets

-1.46%

Earnings Yield

-11.25%

Dividend Yield

3.78%

Payout Ratio

-33.06%

Stock Overview

Market Cap

$3.28BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

145.06M

Volume

44.69K

Avg. Volume

1.34M

Financials (TTM)

Gross Profit

$77.05M

Operating Income

-$489.61M

EBITDA

-$416.93M

Operating Cash Flow

$456.01M

Capital Expenditure

-$34.26M

Free Cash Flow

$421.75M

Cash & ST Invst.

$3.45B

Total Debt

$1.30B

Simmons First National Performance Analysis

Simmons First National annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 1,031,801,00020.3%
20232023-12-31USD 1,365,727,00032.4%
20242024-12-31USD 1,459,236,0006.8%
20252025-12-31USD 626,798,000-57.0%
Simmons First National sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-225.9%
Q42025-12-31180.5%
Q12026-03-31-15.9%
Q22026-06-3017.8%
Simmons First National annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 2.06-16.3%
20232023-12-31USD 1.38-33.0%
20242024-12-31USD 1.21-12.3%
20252025-12-31USD -2.96N/A
Simmons First National sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-1030.2%
Q42025-12-31113.5%
Q12026-03-31-13.0%
Q22026-06-30-2.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$355.62M

+0.4%

Gross Profit

$231.13M

+16.1%

Gross Margin

64.99%

N/A

Market Cap

$3.28BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.12M

N/A

Employees

2,917

N/A

Net Income

$66.69M

+21.8%

EBITDA

$83.39M

+12.9%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$3.45B

+13.3%

Total Debt

$1.30B

+25.9%

Accounts Receivable

$103.02M

-14.5%

Inventory

$0.00

N/A

Long Term Debt

$1.25B

+25.2%

Short Term Debt

$46.22M

+47.6%

Return on Assets

-1.46%

N/A

Return on Invested Capital

-2.06%

N/A

Free Cash Flow

$34.04M

+50.3%

Operating Cash Flow

$40.31M

+22.9%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
SBCFSeacoast Banking Corporation of Florida
$33.65+0.45%
BOHBank of Hawaii Corporation
$84.40+0.72%
BANCBanc of California, Inc.
$21.83+4.90%
PFSProvident Financial Services, Inc.
$24.04+0.54%

Trending Stocks

Symbol / CompanyPricePrice Chg
PATHUiPath
$12.04-0.01%
TAT&T
$22.26+0.01%
NOKNokia
$10.63+0.05%
MARAMara Holdings
$12.25+0.05%

Questions About SFNC

What is the current price of Simmons First National?

Simmons First National is trading at $22.83 per share.

What is the 52-week range for Simmons First National?

Over the past 52 weeks, Simmons First National has traded between $17.00 and $23.91.

How much debt does Simmons First National have?

As of the most recent reporting period, Simmons First National reported total debt of $1.30B.

How much cash does Simmons First National have on hand?

Simmons First National does not have cash on hand data available.

What is Simmons First National’s dividend yield?

Simmons First National currently has a dividend yield of 3.78%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.