Upstart
(NASDAQ) UPST
Upstart Financials at a Glance
Market Cap
$3.12B
Revenue (TTM)
$1.16B
Net Income (TTM)
$49.40M
EPS (TTM)
$0.39
P/E Ratio
84.28
Dividend
$0.00
Beta (Volatility)
2.86 (High)
Dividend
$0.00
Beta (Volatility)
2.86 (High)
Price
$32.87
Volume
42,955
Open
$33.01
Price
$32.87
Volume
42,955
Open
$33.01
Previous Close
$32.65
Daily Range
$31.98 - $33.43
52-Week Range
$23.97 - $87.30
Estimated Earnings Date
Aug 4, 2026
Dividend
$0.00
Beta (Volatility)
2.86 (High)
Price
$32.87
Volume
42,955
Open
$33.01
Previous Close
$32.65
Daily Range
$31.98 - $33.43
52-Week Range
$23.97 - $87.30
Estimated Earnings Date
Aug 4, 2026
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Get Access NowAbout Upstart
Industry
Consumer Finance
Sector
FinancialsEmployees
1,405
CEO
Dave Girouard, MBA
Website
www.upstart.comHeadquarters
San Mateo, CA 94403, US
UPST Financials
Key Financial Metrics (TTM)
Gross Margin
95.67%
Operating Margin
4.23%
Net Income Margin
4.25%
Return on Equity
6.59%
Return on Capital
2.05%
Return on Assets
1.67%
Earnings Yield
1.19%
Dividend Yield
0.00%
Payout Ratio
0.00%
Stock Overview
Market Cap
$3.12B
Shares Outstanding
95.71M
Volume
42.95K
Avg. Volume
4.64M
Financials (TTM)
Gross Profit
$1.11B
Operating Income
$49.23M
EBITDA
$73.52M
Operating Cash Flow
-$267.54M
Capital Expenditure
-$19.24M
Free Cash Flow
-$286.78M
Cash & ST Invst.
$931.33M
Total Debt
$1.98B
Upstart Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
$308.21M
+39.8%
Gross Profit
$302.36M
+41.7%
Gross Margin
98.10%
N/A
Market Cap
$3.12B
N/A
Market Cap/Employee
$2.23M
N/A
Employees
1,403
N/A
Net Income
-$6.65M
-171.6%
EBITDA
-$1.66M
-141.7%
Quarterly Fundamentals
Total Cash
$931.33M
+53.8%
Total Debt
$1.98B
+43.2%
Accounts Receivable
$0.00
-100.0%
Inventory
$0.00
N/A
Long Term Debt
$1.97B
+57.0%
Short Term Debt
$7.50M
-94.1%
Return on Assets
1.67%
N/A
Return on Invested Capital
1.80%
N/A
Free Cash Flow
-$140.29M
-614.1%
Operating Cash Flow
-$133.30M
-888.4%