Verisk Analytics(NASDAQ) VRSK

Verisk Analytics, Inc. helps insurance companies manage risk using data. It provides tools for pricing policies and spotting fraud. These services help protect property and financial assets.

Managing Insurance Risk

• Underwriting Solutions: Systems for selecting and pricing risks using statistical models; generated $1,121.2 million in revenue for the six months ended June 30, 2026.
• Claims Analytics: Tools for fraud detection and property restoration; generated $467.7 million in revenue for the six-month period ended June 30, 2026.
• Hosted Subscriptions: Online access to actuarial services and claims databases; represented 84% of insurance revenue for the six months ended June 30, 2026.
• Transactional and Advisory: Consulting and case-by-case data access for insurers; accounted for 16% of insurance revenue for the six months ended June 30, 2026.

Strategic Shifts and Acquisitions

• Acquired SuranceBay and Simplitium to improve the analytical models and data content within the underwriting segment.
• Divested the Verisk Marketing Solutions business to concentrate resources on core insurance data analytics.
• Issued new Senior Notes in February 2026 to manage long-term financing and debt obligations.
• Repurchased $1,827.0 million of common stock during the six months ended June 30, 2026, to return capital to stockholders.

What Makes Verisk Different

Verisk uses a proprietary data set of billions of records to provide analytics that integrate directly into customer workflows. Its business model benefits from advance payments for annual subscriptions, which supports a favorable cash position as the company expands.

Key Figures for 2026

• Total revenues reached $1,588.9 million for the six months ended June 30, 2026, up 4.1% year over year.
• Net income was $462.8 million for the six-month period ended June 30, 2026, down 4.7% year over year.
• Net cash provided by operating activities hit $756.4 million for the first half of 2026, up 9.8% year over year.
• The company maintained a market capitalization of $27.8 billion with a P/E ratio of 25.6 as of the second quarter of 2026.

Evolution Toward Insurance Data

Verisk has transitioned into a specialized data provider focused exclusively on the insurance industry. Its emphasis on recurring subscription revenue and strategic divestitures supports a scalable model for long-term data analytics.