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Ally Financial(NYSE) ALLY

Current Price$44.60
Market Cap$13.62BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2014)+125%
5 Year+1%
1 Year+18%
1 Month-2%
Ally Financial last closing stock price
MetricPriceDate
Last closeUSD 44.432026-07-21
Ally Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-2.03%USD 45.352026-07-14
1 month-2.33%USD 45.492026-06-18
3 month-2.16%USD 45.412026-04-22
Year to date-0.53%USD 44.662025-12-31
1 year+17.79%USD 37.722025-07-21
3 year+71.09%USD 25.972023-07-21
5 year+0.54%USD 44.192021-07-22
Since inception+125.46%USD 19.712014-01-28

Ally Financial Financials at a Glance

Market Cap

$13.62BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$15.84B

Net Income (TTM)

$1.45B

EPS (TTM)

$4.10

P/E Ratio

10.83

Dividend

$1.20

Beta (Volatility)

1.39 (Average)

Price

$44.60

Volume

214,239

Open

$44.28

Previous Close

$44.60

Daily Range

$43.57 - $44.78

52-Week Range

$35.92 - $47.29

Estimated Earnings Date

Oct 16, 2026

ALLY News

GettyImages-962095876

Ally Financial's Margin Is About to Get a Tailwind as High-Cost Deposits Roll Off. Is the Digital Bank a Buy?

Dave KovaleskiJul 10, 2026
TMF-Wall-Street-Sign-Green-StockVStock.png

Ally Financial vs. Chime Financial Inc. Class A Common Stock: Which Financial Stock Is a Better Buy in 2026?

Sarah SidlowJun 9, 2026
Woman looking at a stock chart on a monitor.

Are Bank Stocks Safe? The Pros and Cons

Matt Frankel, CFP®Feb 4, 2026
online banking stocks trading investing

It Isn't a Trillion-Dollar Stock, But Investors Shouldn't Overlook This Digital Bank

Neil PatelFeb 4, 2026
Buffett2 TMF

2 Warren Buffett Stocks to Buy Hand Over Fist in February

Dave KovaleskiFeb 2, 2026
Cash in Wallet 2023

2 Bank Stocks That Could Soar in 2026

Matt Frankel, CFP®Jan 29, 2026
time in market long term investing-1200x800-5b2df79

3 Warren Buffett Stocks to Buy Hand Over Fist in January 2026

Thomas NielJan 6, 2026
featured-earnings-leadership-highlights.png

Ally Financial's Profit Jumps in Q2

Motley Fool Markets TeamJul 21, 2025
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About Ally Financial

Ally makes it easy for people to bank and get car loans online. It helps car dealers manage their inventory and offers protection plans for vehicle owners. The company also provides professional lending for businesses and investment tools for individuals.

What Ally Offers

  • Automotive Finance: Lending and leasing services for car buyers and wholesale funding for dealers.
  • Insurance Operations: Protection products like vehicle service contracts and commercial insurance for automotive dealers.
  • Corporate Finance: Loans for middle-market companies and private equity sponsors in various industries.
  • Mortgage and Invest: Management of existing home loan portfolios and digital brokerage tools for retail investors.

Strategic Moves and Shifts

  • Closed the sale of Ally Lending on March 1, 2024.
  • Finalized the sale of the Ally Credit Card business on April 1, 2025.
  • Stopped originating new consumer mortgages during the second quarter of 2025 to focus on core operations.
  • Implemented Artificial Intelligence and automation across the organization to improve operating efficiency.

What Makes Ally Different

Ally operates as a leading all-digital bank without a traditional branch network, allowing it to focus on mobile and web customer experiences. Its deep historical roots in the automotive industry provide a specialized network of thousands of dealer partnerships across the United States.

Recent Financial Results

  • Net income rose to $319 million in Q1 2026, up 241.8% from a loss in Q1 2025.
  • Total revenue reached $3.9 billion in Q1 2026, a 13.3% increase compared to the prior year.
  • Operating income grew to $400 million in Q1 2026, up 240.8% year-over-year.
  • The company managed $196 billion in total assets as of December 31, 2025.

The Bottom Line

Ally has transitioned from a captive automotive lender into a diversified digital financial services firm. By exiting non-core businesses like credit cards and mortgage lending, it is focusing on its market-leading auto finance and digital banking franchises.

AI Generated • Apr 20, 2026

Industry

Consumer Finance

Sector

Financials

Employees

10,300

CEO

Michael George Rhodes, MBA

Website

www.ally.com

Headquarters

Detroit, MI 48226, US

ALLY Financials

Key Financial Metrics (TTM)

Gross Margin

49.70%

Operating Margin

11.59%

Net Income Margin

9.18%

Return on Equity

9.42%

Return on Capital

2.82%

Return on Assets

0.73%

Earnings Yield

9.23%

Dividend Yield

2.70%

Payout Ratio

33.77%

Stock Overview

Market Cap

$13.62BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

306.52M

Volume

214.24K

Avg. Volume

3.19M

Financials (TTM)

Gross Profit

$7.87B

Operating Income

$1.84B

EBITDA

$3.03B

Operating Cash Flow

$4.17B

Capital Expenditure

-$4.16B

Free Cash Flow

$11.00M

Cash & ST Invst.

$339.00M

Total Debt

$22.97B

Ally Financial Performance Analysis

Ally Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 12,292,000,00014.6%
20232023-12-31USD 15,859,000,00029.0%
20242024-12-31USD 16,351,000,0003.1%
20252025-12-31USD 15,127,000,000-7.5%
Ally Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-301.9%
Q42025-12-31-0.2%
Q12026-03-31-1.4%
Q22026-06-304.6%
Ally Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.03-38.8%
20232023-12-31USD 2.78-44.9%
20242024-12-31USD 1.80-35.2%
20252025-12-31USD 2.3731.7%
Ally Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3013.5%
Q42025-12-31-19.5%
Q12026-03-31-2.1%
Q22026-06-3026.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$4.07B

+4.9%

Gross Profit

$2.12B

+11.8%

Gross Margin

52.23%

N/A

Market Cap

$13.62BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.32M

N/A

Employees

10,300

N/A

Net Income

$410.00M

+16.5%

EBITDA

$537.00M

-17.6%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$339.00M

-98.8%

Total Debt

$22.97B

+16.4%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$17.05B

+6.8%

Short Term Debt

$5.92B

+53.4%

Return on Assets

0.73%

N/A

Return on Invested Capital

0.95%

N/A

Free Cash Flow

$666.00M

+450.4%

Operating Cash Flow

$1.37B

+45.9%

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Questions About ALLY

What is the current price of Ally Financial?

Ally Financial is trading at $44.60 per share.

What is the 52-week range for Ally Financial?

Over the past 52 weeks, Ally Financial has traded between $35.92 and $47.29.

How much debt does Ally Financial have?

As of the most recent reporting period, Ally Financial reported total debt of $22.97B.

How much cash does Ally Financial have on hand?

Ally Financial does not have cash on hand data available.

What is Ally Financial’s dividend yield?

Ally Financial currently has a dividend yield of 2.70%.

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