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Ally Financial(NYSE) ALLY

Market Cap$13.26BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2014)+118%
5 Year+1%
1 Year+10%
1 Month-3%
Premium Feature
Moneyball Superscore
59/100
$43.56
+2.11%
+0.90Today
After hours$43.61+$0.05 (+0.11%)
Ally Financial last closing stock price
MetricPriceDate
Last closeUSD 43.592026-09-03
Ally Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.99%USD 42.742026-08-27
1 month-3.11%USD 44.992026-08-04
3 month+2.63%USD 42.472026-06-05
Year to date-1.73%USD 44.362025-12-31
1 year+9.74%USD 39.722025-09-03
3 year+65.94%USD 26.272023-09-01
5 year+0.88%USD 43.212021-09-03
Since inception+117.98%USD 19.572014-01-28

Ally Financial Financials at a Glance

Market Cap

$13.26BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$15.84B

Net Income (TTM)

$1.45B

EPS (TTM)

$4.25

P/E Ratio

10.27

Dividend

$1.20

Beta (Volatility)

1.38 (Average)

Price

$43.56

Volume

2,710,912

Open

$43.16

Previous Close

$43.59

Daily Range

$43.00 - $43.63

52-Week Range

$35.92 - $47.29

Estimated Earnings Date

Oct 16, 2026

ALLY News

SellAlert-Red.png

Ally Financial Chief Risk Officer Stephanie Richard Sells 5,000 Shares

John BallardAug 10, 2026
PiggyBank-BuyAlert-Blue.png

Company Insider Sells $560,000 of Financial Stock in Tax-Driven Transaction, According to Latest SEC Filing

Jake LerchAug 3, 2026
GettyImages-962095876

Ally Financial's Margin Is About to Get a Tailwind as High-Cost Deposits Roll Off. Is the Digital Bank a Buy?

Dave KovaleskiJul 10, 2026
TMF-Wall-Street-Sign-Green-StockVStock.png

Ally Financial vs. Chime Financial Inc. Class A Common Stock: Which Financial Stock Is a Better Buy in 2026?

Sarah SidlowJun 9, 2026
Woman looking at a stock chart on a monitor.

Are Bank Stocks Safe? The Pros and Cons

Matt Frankel, CFP®Feb 4, 2026
online banking stocks trading investing

It Isn't a Trillion-Dollar Stock, But Investors Shouldn't Overlook This Digital Bank

Neil PatelFeb 4, 2026
Buffett2 TMF

2 Warren Buffett Stocks to Buy Hand Over Fist in February

Dave KovaleskiFeb 2, 2026
Cash in Wallet 2023

2 Bank Stocks That Could Soar in 2026

Matt Frankel, CFP®Jan 29, 2026
Page 1

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About Ally Financial

Ally Financial Inc. helps people buy cars and manage their money through an online banking platform. It provides vehicle loans and digital savings accounts to millions of customers. The company also offers insurance and financing for car dealerships.

More Than Car Loans

  • Automotive Finance: Provides car loans and leases to consumers and floorplan financing, which is money for dealers to stock their lots; generated $1.4 billion in revenue for the three-month period ended June 30, 2026.
  • Insurance Operations: Sells protection plans like vehicle service contracts for repairs and insurance to protect dealer inventory from damage; accounted for $487 million in revenue during the second quarter of 2026.
  • Corporate Finance: Delivers secured loans to mid-sized businesses and private equity firms to support their operations and acquisitions.
  • Ally Invest: Offers digital tools for stock trading and automated investing to help customers grow their wealth online.
  • Mortgage Finance: Manages a portfolio of existing home loans, though the company stopped making new ones in the second quarter of 2025.

Strategic Business Shifts

  • Sold the Ally Credit Card business on April 1, 2025, to focus on core banking and automotive lending.
  • Ended new consumer mortgage originations during the second quarter of 2025 to simplify the business model.
  • Amended a partnership with Carvana in the fourth quarter of 2025, increasing a financing facility to $6 billion.
  • Renewed an annual reinsurance agreement in April 2026 to manage risks from weather-related losses in the insurance business.

The All-Digital Advantage

Ally operates as the largest all-digital bank in the United States, allowing it to serve customers without the overhead of physical branches. Its SmartAuction platform provides an efficient online marketplace for dealerships to buy and sell wholesale vehicles.

A Look at the Books

  • Total net revenue reached $2.3 billion for the three-month period ended June 30, 2026, up 10% year over year.
  • Net income from continuing operations was $410 million in the second quarter of 2026, up 16% year over year.
  • The provision for credit losses, which is money set aside for unpaid loans, rose to $430 million for the quarter ended June 30, 2026.
  • Total assets within the Automotive Finance segment grew to $121.5 billion by June 30, 2026.
  • The price-to-earnings ratio was 9.7 in the second quarter of 2026, up from 9.3 in the same period of 2025.

Bottom Line

Ally has evolved from its origins as a traditional automotive lender into a diversified digital financial services provider. The company now balances its leading car finance business with digital banking and corporate lending operations.

AI Generated • Jul 24, 2026

Industry

Consumer Finance

Sector

Financials

Employees

10,300

CEO

Michael George Rhodes, MBA

Website

www.ally.com

Headquarters

Detroit, MI 48226, US

ALLY Financials

Key Financial Metrics (TTM)

Gross Margin

49.70%

Operating Margin

11.59%

Net Income Margin

9.18%

Return on Equity

9.42%

Return on Capital

2.82%

Return on Assets

0.73%

Earnings Yield

9.74%

Dividend Yield

2.75%

Payout Ratio

33.77%

Stock Overview

Market Cap

$13.26BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

304.20M

Volume

2.71M

Avg. Volume

3.14M

Financials (TTM)

Gross Profit

$7.87B

Operating Income

$1.84B

EBITDA

$3.03B

Operating Cash Flow

$3.90B

Capital Expenditure

-$4.51B

Free Cash Flow

-$609.00M

Cash & ST Invst.

$8.68B

Total Debt

$22.97B

Ally Financial Performance Analysis

Ally Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 12,292,000,00014.6%
20232023-12-31USD 15,859,000,00029.0%
20242024-12-31USD 16,351,000,0003.1%
20252025-12-31USD 15,127,000,000-7.5%
Ally Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-301.9%
Q42025-12-31-0.2%
Q12026-03-31-1.4%
Q22026-06-304.6%
Ally Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.03-38.8%
20232023-12-31USD 2.78-44.9%
20242024-12-31USD 1.80-35.2%
20252025-12-31USD 2.3731.7%
Ally Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3013.5%
Q42025-12-31-19.5%
Q12026-03-31-2.1%
Q22026-06-3026.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$4.07B

+4.9%

Gross Profit

$2.12B

+11.8%

Gross Margin

52.23%

N/A

Market Cap

$13.26BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.29M

N/A

Employees

10,300

N/A

Net Income

$410.00M

+16.5%

EBITDA

$537.00M

-17.6%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$8.68B

-69.9%

Total Debt

$22.97B

+16.4%

Accounts Receivable

$141.05B

+12606.9%

Inventory

$0.00

N/A

Long Term Debt

$17.17B

+7.5%

Short Term Debt

$5.92B

+53.4%

Return on Assets

0.73%

N/A

Return on Invested Capital

5.64%

N/A

Free Cash Flow

-$754.00M

-462.7%

Operating Cash Flow

$675.00M

-28.7%

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Questions About ALLY

What is the current price of Ally Financial?

Ally Financial is trading at $43.59 per share.

What is the 52-week range for Ally Financial?

Over the past 52 weeks, Ally Financial has traded between $35.92 and $47.29.

How much debt does Ally Financial have?

As of the most recent reporting period, Ally Financial reported total debt of $23.08B.

How much cash does Ally Financial have on hand?

Ally Financial does not have cash on hand data available.

What is Ally Financial’s dividend yield?

Ally Financial currently has a dividend yield of 2.75%.

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