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Credit Acceptance

(NASDAQ) CACC

Current Price$554.98
Market Cap$5.81B
Since IPO (1992)+20,127%
5 Year+29%
1 Year+11%
1 Month+5%

Credit Acceptance Financials at a Glance

Market Cap

$5.81B

Revenue (TTM)

$2.31B

Net Income (TTM)

$453.40M

EPS (TTM)

$40.24

P/E Ratio

13.80

Dividend

$0.00

Beta (Volatility)

1.33 (Average)

Price

$554.98

Volume

5,251

Open

$549.89

Previous Close

$554.98

Daily Range

$547.72 - $558.79

52-Week Range

$401.90 - $565.14

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About Credit Acceptance

Industry

Consumer Finance

Employees

2,314

CEO

Vinayak R. Hegde

Headquarters

Southfield, MI 48034-8339, US

CACC Financials

Key Financial Metrics (TTM)

Gross Margin

80%

Operating Margin

36%

Net Income Margin

20%

Return on Equity

28%

Return on Capital

10%

Return on Assets

5%

Earnings Yield

7.25%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$5.81B

Shares Outstanding

10.46M

Volume

5.25K

Avg. Volume

190.49K

Financials (TTM)

Gross Profit

$2.29B

Operating Income

$1.10B

EBITDA

$1.06B

Operating Cash Flow

$1.05B

Capital Expenditure

$1.60M

Free Cash Flow

$1.05B

Cash & ST Invst.

$510.30M

Total Debt

$6.35B

Credit Acceptance Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$580.00M

+3.1%

Gross Profit

$573.50M

+67.2%

Gross Margin

98.88%

N/A

Market Cap

$5.81B

N/A

Market Cap/Employee

$2.39M

N/A

Employees

2,431

N/A

Net Income

$135.80M

+27.8%

EBITDA

$289.90M

+105.6%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Net Cash

$6.38B

-14.6%

Accounts Receivable

$7.99B

+124678.1%

Inventory

$0.00

N/A

Long Term Debt

$6.41B

-3.1%

Short Term Debt

$0.00

-100.0%

Return on Assets

5.21%

N/A

Return on Invested Capital

10.18%

N/A

Free Cash Flow

$345.50M

-0.1%

Operating Cash Flow

$346.80M

+0.2%

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Questions About CACC

What is the current price of Credit Acceptance?

Credit Acceptance is trading at $554.98 per share.

What is the 52-week range for Credit Acceptance?

Over the past 52 weeks, Credit Acceptance has traded between $401.90 and $565.14.

How much debt does Credit Acceptance have?

As of the most recent reporting period, Credit Acceptance reported total debt of $6.41B.

How much cash does Credit Acceptance have on hand?

Credit Acceptance reported $551.40M in cash and cash equivalents in its most recent financial results.

What is Credit Acceptance’s dividend yield?

Credit Acceptance does not currently have a dividend yield.

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