Credit Acceptance

(NASDAQ) CACC

Current Price$516.51

Market Cap$5.54B

Since IPO (1992)+18,924%

5 Year+31%

1 Year+7%

1 Month+23%

Credit Acceptance Financials at a Glance

Market Cap

$5.54B

Revenue (TTM)

$2.29B

Net Income (TTM)

$423.90M

EPS (TTM)

$36.50

P/E Ratio

14.12

Dividend

$0.00

Beta (Volatility)

1.32 (Average)

Dividend

$0.00

Beta (Volatility)

1.32 (Average)

Price

$516.51

Volume

4,005

Open

$518.00

Price

$516.51

Volume

4,005

Open

$518.00

Previous Close

$516.51

Daily Range

$510.61 - $520.29

52-Week Range

$401.90 - $549.75

Dividend

$0.00

Beta (Volatility)

1.32 (Average)

Price

$516.51

Volume

4,005

Open

$518.00

Previous Close

$516.51

Daily Range

$510.61 - $520.29

52-Week Range

$401.90 - $549.75

CACC News

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About Credit Acceptance

Industry

Consumer Finance

Sector

Financials

Employees

2,314

CEO

Vinayak R. Hegde

Website

www.creditacceptance.com

Headquarters

Southfield, MI 48034-8339, US

CACC Financials

Key Financial Metrics (TTM)

Gross Margin

71%

Operating Margin

30%

Net Income Margin

18%

Return on Equity

26%

Return on Capital

Return on Assets

Earnings Yield

7.08%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$5.54B

Shares Outstanding

10.75M

Volume

4.00K

Avg. Volume

212.74K

Financials (TTM)

Gross Profit

$2.29B

Operating Income

$1.10B

EBITDA

$1.06B

Operating Cash Flow

$1.05B

Capital Expenditure

$1.60M

Free Cash Flow

$1.05B

Cash & ST Invst.

$510.30M

Total Debt

$6.35B

Credit Acceptance Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q4 2025YOY CHG

Revenue

$579.90M

+4.0%

Gross Profit

$573.20M

+63.3%

Gross Margin

98.84%

N/A

Market Cap

$5.54B

N/A

Market Cap/Employee

$2.28M

N/A

Employees

2,431

N/A

Net Income

$122.00M

-19.7%

EBITDA

$277.50M

+45.6%

Quarterly Fundamentals

Name

Q4 2025YOY CHG

Net Cash

$5.84B

-6.3%

Accounts Receivable

$67.20M

+1500.0%

Inventory

$0.00

N/A

Long Term Debt

$4.17B

-33.4%

Short Term Debt

$2.18B

+2401.1%

Return on Assets

4.42%

N/A

Return on Invested Capital

9.35%

N/A

Free Cash Flow

$268.90M

-12.0%

Operating Cash Flow

$269.30M

-12.1%

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Questions About CACC

What is the current price of Credit Acceptance?

Credit Acceptance is trading at $516.51 per share.

What is the 52-week range for Credit Acceptance?

Over the past 52 weeks, Credit Acceptance has traded between $401.90 and $549.75.

How much debt does Credit Acceptance have?

As of the most recent reporting period, Credit Acceptance reported total debt of $6.36B.

How much cash does Credit Acceptance have on hand?

Credit Acceptance reported $500.70M in cash and cash equivalents in its most recent financial results.

What is Credit Acceptance’s dividend yield?

Credit Acceptance does not currently have a dividend yield.

Credit Acceptance

Credit Acceptance Financials at a Glance

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About Credit Acceptance

CACC Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Credit Acceptance Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About CACC

What is the current price of Credit Acceptance?

What is the 52-week range for Credit Acceptance?

How much debt does Credit Acceptance have?

How much cash does Credit Acceptance have on hand?

What is Credit Acceptance’s dividend yield?

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