Ategrity Specialty Insurance(NYSE) ASIC

Ategrity helps small businesses get insurance for risks that standard companies often avoid. It protects shops and builders from costs like property damage or legal lawsuits. The company uses technology to make buying these policies fast and simple.

What Ategrity Sells

• Casualty Insurance: Protection against legal liabilities for business owners; represents 67.2% of gross written premiums.
• Property Insurance: Coverage for physical buildings and equipment; accounts for 32.8% of gross written premiums.
• Small Business Channel: Standardized policies for smaller firms handled through an automated digital system.
• Brokerage Channel: Customized insurance plans for medium-sized risks evaluated by professional underwriters.

New Milestones and Markets

• Changed the corporate name to Ategrity Specialty Insurance Co Holdings in October 2024.
• Completed an initial public offering on the New York Stock Exchange in June 2025.
• Launched the AtegrityOne cloud platform to manage automated pricing and policy administration.

Why the Company is Different

Ategrity uses a data-driven system called productionized underwriting to automate and speed up the insurance application process. The company operates in the excess and surplus market, which allows it to set flexible prices and terms for unique business risks.

A Look at the Numbers

• Revenue reached $129 million in Q1 2026, up 55.2% from the previous year.
• Net income hit $25.5 million in Q1 2026, up 201% year-over-year.
• Gross profit reached $67.1 million in Q1 2026, up 209.7% from the same period in 2025.
• Operating income hit $34.2 million in Q1 2026, a 220.2% increase from the prior year.

The Final Word

Ategrity has evolved from a private start-up into a publicly traded specialist insurer for American small businesses. Its focus on digital underwriting allows it to manage a high volume of small policies with consistent pricing and speed.