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Employers(NYSE) EIG

Current Price$49.79
Market Cap$908.31MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2007)+278%
5 Year+54%
1 Year+13%
1 Month+2%
Employers last closing stock price
MetricPriceDate
Last closeUSD 49.792026-07-24
Employers stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.05%USD 50.322026-07-17
1 month+2.01%USD 48.812026-06-24
3 month+19.93%USD 41.522026-04-24
Year to date+17.19%USD 42.492025-12-31
1 year+13.01%USD 44.062025-07-24
3 year+45.27%USD 34.272023-07-25
5 year+53.8%USD 32.372021-07-23
Since inception+277.98%USD 13.172007-01-31

Employers Financials at a Glance

Market Cap

$908.31MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$863.40M

Net Income (TTM)

$8.20M

EPS (TTM)

$0.34

P/E Ratio

148.10

Dividend

$1.30

Beta (Volatility)

0.35 (Low)

Price

$49.79

Volume

154,828

Open

$49.43

Previous Close

$49.79

Daily Range

$49.08 - $50.22

52-Week Range

$35.73 - $52.06

Estimated Earnings Date

Jul 29, 2026

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About Employers

Employers Holdings helps small businesses cover costs when workers get hurt. Their insurance pays for medical care and lost wages for employees. These plans make it easy for owners to meet state legal requirements.

Protecting the American Worker

  • Guaranteed Cost Insurance: Policies for small and mid-sized businesses in low-to-medium hazard industries.
  • Excess Workers' Compensation: Specialized coverage for self-insured enterprises launched in several jurisdictions in February 2026.
  • Claims Management: Specialized services focused on investigating, defending, and settling work-related injury claims.

New Plans and Capital Plays

  • Launched a new excess workers' compensation product in February 2026 to serve self-insured businesses.
  • Executed a recapitalization plan in early 2026 involving $90 million in new debt through FHLB and credit advances.
  • Authorized the 2026 Program on April 29, 2026, to repurchase up to $125 million in common stock.

The Digital Underwriting Advantage

The company uses a scalable technology platform to automate underwriting and serve policyholders directly. Decades of data allow for precise pricing in small-business markets where retention is historically higher.

By the Numbers

  • Total revenues reached $207.6 million in Q1 2026, up 2.5% from the previous year.
  • Net income was $10.2 million in Q1 2026, down 20.3% from Q1 2025.
  • Net investment income totaled $28.3 million in Q1 2026, down 11.8% year-over-year.
  • The combined ratio—which measures claims and expenses against premiums—reached 107.1% in Q1 2026.

Bottom Line

Employers Holdings has evolved from a state fund into a technology-focused specialty insurer. Its recent push into excess coverage aims to diversify its traditional small-business risk profile.

AI Generated • May 3, 2026

Industry

Insurance

Employees

623

CEO

Katherine H. Antonello

Headquarters

Reno, NV 89521, US

EIG Financials

Key Financial Metrics (TTM)

Gross Margin

34.28%

Operating Margin

1.03%

Net Income Margin

0.95%

Return on Equity

0.83%

Return on Capital

1.21%

Return on Assets

0.24%

Earnings Yield

0.68%

Dividend Yield

2.61%

Payout Ratio

3.50%

Stock Overview

Market Cap

$908.31MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

18.24M

Volume

154.83K

Avg. Volume

245.68K

Financials (TTM)

Gross Profit

$296.00M

Operating Income

$8.90M

EBITDA

$21.20M

Operating Cash Flow

$32.30M

Capital Expenditure

-$2.60M

Free Cash Flow

$29.70M

Cash & ST Invst.

$1.15B

Total Debt

$128.80M

Employers Performance Analysis

Employers annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 713,500,0001.5%
20232023-12-31USD 850,900,00019.3%
20242024-12-31USD 880,700,0003.5%
20252025-12-31USD 858,700,000-2.5%
Employers sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3021.6%
Q32025-09-30-2.8%
Q42025-12-31-28.9%
Q12026-03-3122.0%
Employers annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.75-58.1%
20232023-12-31USD 4.45154.7%
20242024-12-31USD 4.715.7%
20252025-12-31USD 0.46-90.2%
Employers sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30136.5%
Q32025-09-30-129.3%
Q42025-12-31-169.4%
Q12026-03-31143.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$207.60M

+2.5%

Gross Profit

$78.50M

+33.3%

Gross Margin

37.81%

N/A

Market Cap

$908.31MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.46M

N/A

Employees

623

N/A

Net Income

$10.20M

-20.3%

EBITDA

$16.90M

-12.9%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$1.15B

+8.2%

Total Debt

$128.80M

+3289.5%

Accounts Receivable

$755.10M

-6.1%

Inventory

$0.00

N/A

Long Term Debt

$3.80M

+0.0%

Short Term Debt

$125.00M

N/A

Return on Assets

0.24%

N/A

Return on Invested Capital

0.93%

N/A

Free Cash Flow

$1.30M

-90.8%

Operating Cash Flow

$2.20M

-84.9%

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Questions About EIG

What is the current price of Employers?

Employers is trading at $49.79 per share.

What is the 52-week range for Employers?

Over the past 52 weeks, Employers has traded between $35.73 and $52.06.

How much debt does Employers have?

As of the most recent reporting period, Employers reported total debt of $128.80M.

How much cash does Employers have on hand?

Employers reported $153.30M in cash and cash equivalents in its most recent financial results.

What is Employers’s dividend yield?

Employers currently has a dividend yield of 2.61%.

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