Accessibility Menu
Hippo logo

Hippo

(NYSE) HIPO

Current Price$29.28
Market Cap$760.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2021)-90%
5 Year-88%
1 Year+11%
1 Month+13%
Hippo last closing stock price
MetricPriceDate
Last closeUSD 29.202026-07-16
Hippo stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1%USD 28.912026-07-09
1 month+12.92%USD 25.862026-06-16
3 month+1.07%USD 28.892026-04-17
Year to date-2.93%USD 30.082025-12-31
1 year+10.94%USD 26.322025-07-16
3 year+75.16%USD 16.672023-07-17
5 year-88.27%USD 249.002021-07-16
Since inception-89.84%USD 287.502021-01-11

Hippo Financials at a Glance

Market Cap

$760.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$479.80M

Net Income (TTM)

$112.50M

EPS (TTM)

$4.32

P/E Ratio

6.76

Dividend

$0.00

Beta (Volatility)

1.39 (Average)

Price

$29.28

Volume

106,135.578

Open

$28.94

Previous Close

$29.33

Daily Range

$28.94 - $29.80

52-Week Range

$24.08 - $38.98

Estimated Earnings Date

Jul 30, 2026

HIPO: Motley Fool Moneyball Superscore

61

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Hippo

Hippo helps people protect their houses from fire, wind, and theft. The company lets customers buy insurance easily online or by phone. It serves homeowners and business owners across the United States.

The Hippo Insurance Menu

  • Homeowners Insurance: Coverage for private residences against damage from common risks like fire or wind.
  • Renters Insurance: Protection for personal property and liability for individuals leasing their homes.
  • Commercial Multi-Peril: Policy bundles for businesses that combine property and liability protection.
  • Casualty Insurance: Coverage focused on legal liabilities and medical costs for business customers.

Moves Shaping the Future

  • Sold the homebuilder distribution network in the third quarter of 2025.
  • Divested First Connect Insurance Services in the fourth quarter of 2024.
  • Issued a $50 million surplus note in June 2025 to support capital needs.
  • Restructured the reinsurance program for the renters business in January 2025.
  • Utilized Mountain Re Ltd. to issue catastrophe bonds for multi-year storm coverage.

How Hippo Does Things Differently

Hippo uses a digital platform to automate underwriting and reach customers through multiple channels. The company manages risk by combining its own insurance carrier with a managing general agent model.

The Q1 2026 Scorecard

  • Revenue reached $121.5 million in Q1 2026, up 10.2% from Q1 2025.
  • Net income hit $7.1 million in Q1 2026, up 114.9% and turning positive.
  • Gross profit reached $39.1 million in Q1 2026, up 417.9% and turning positive.
  • Operating income was $7.2 million in Q1 2026, up 115.8% and turning positive.

Bottom Line

Hippo has shifted from a pure homeowners focus to a more diversified insurance portfolio including commercial lines. This evolution and the recent move toward profitability reflect a maturing business model.

AI Generated • May 4, 2026

Industry

Insurance

Employees

540

CEO

Richard L. McCathron

Headquarters

Palo Alto, CA 94301, US

HIPO Financials

Key Financial Metrics (TTM)

Gross Margin

40.48%

Operating Margin

24.20%

Net Income Margin

23.45%

Return on Equity

27.46%

Return on Capital

12.96%

Return on Assets

5.46%

Earnings Yield

14.79%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$760.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

26.04M

Volume

106.14K

Avg. Volume

139.18K

Financials (TTM)

Gross Profit

$194.20M

Operating Income

$116.10M

EBITDA

$116.10M

Operating Cash Flow

$53.30M

Capital Expenditure

-$10.20M

Free Cash Flow

$43.10M

Cash & ST Invst.

$519.80M

Total Debt

$51.50M

Hippo Performance Analysis

Hippo annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 119,700,00031.3%
20232023-12-31USD 209,700,00075.2%
20242024-12-31USD 372,100,00077.4%
20252025-12-31USD 468,600,00025.9%
Hippo sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-306.3%
Q32025-09-302.8%
Q42025-12-31-0.2%
Q12026-03-310.9%
Hippo annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -14.66-57.0%
20232023-12-31USD -11.58-21.0%
20242024-12-31USD -1.64-85.8%
20252025-12-31USD 2.22N/A
Hippo sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30102.6%
Q32025-09-307440.0%
Q42025-12-31-93.9%
Q12026-03-3117.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$121.50M

+10.2%

Gross Profit

$39.10M

+417.9%

Gross Margin

32.18%

N/A

Market Cap

$760.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.41M

N/A

Employees

540

N/A

Net Income

$7.10M

+114.9%

EBITDA

$7.20M

+115.8%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$519.80M

+32.3%

Total Debt

$51.50M

+478.7%

Accounts Receivable

$813.90M

+39.0%

Inventory

$0.00

N/A

Long Term Debt

$51.50M

+478.7%

Short Term Debt

$0.00

N/A

Return on Assets

5.46%

N/A

Return on Invested Capital

20.63%

N/A

Free Cash Flow

$5.30M

+113.8%

Operating Cash Flow

$8.50M

+123.9%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
HRTGHeritage Insurance Holdings, Inc.
$27.04+1.81%
AMSFAMERISAFE, Inc.
$33.90+1.04%
BOWBowhead Specialty Holdings Inc.
$30.70+0.85%
ESQEsquire Financial Holdings, Inc.
$123.26-1.92%

Trending Stocks

Symbol / CompanyPricePrice Chg
ONDSOndas
$6.53-0.02%
AALAmerican Airlines Group
$14.98-0.04%
INTCIntel
$95.04-0.02%
NOKNokia
$10.12-0.03%

Questions About HIPO

What is the current price of Hippo?

Hippo is trading at $29.33 per share.

What is the 52-week range for Hippo?

Over the past 52 weeks, Hippo has traded between $24.08 and $38.98.

How much debt does Hippo have?

As of the most recent reporting period, Hippo reported total debt of $51.50M.

How much cash does Hippo have on hand?

Hippo reported $304.80M in cash and cash equivalents in its most recent financial results.

What is Hippo’s dividend yield?

Hippo does not currently have a dividend yield.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.