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Green Dot(NYSE) GDOT

Current Price$13.12
Market Cap$742.51MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2010)-70%
5 Year-71%
1 Year+23%
1 Month-1%
Green Dot last closing stock price
MetricPriceDate
Last closeUSD 13.102026-07-23
Green Dot stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.03%USD 13.512026-07-16
1 month-0.76%USD 13.202026-06-23
3 month+7.38%USD 12.202026-04-24
Year to date+2.26%USD 12.812025-12-31
1 year+23.35%USD 10.622025-07-23
3 year-35.78%USD 20.402023-07-24
5 year-71.45%USD 45.892021-07-23
Since inception-70.22%USD 43.992010-07-22

Green Dot Financials at a Glance

Market Cap

$742.51MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$2.18B

Net Income (TTM)

-$70.89M

EPS (TTM)

-$1.33

P/E Ratio

-9.88

Dividend

$0.00

Beta (Volatility)

1.17 (Average)

Price

$13.12

Volume

0

Open

$13.28

Previous Close

$13.12

Daily Range

$12.97 - $13.28

52-Week Range

$9.31 - $15.41

Estimated Earnings Date

Aug 10, 2026

GDOT News

Artificial intelligence robots working in office

Who Is Sam Altman?

Jeremy BowmanFeb 25, 2025
An infographic outlining various applications of fintech, including budgeting apps, mobile payments and robo-advisors.

What is Fintech? Intro to Financial Tech

Matt Frankel, CFP®Dec 18, 2024
credit card woman laptop pay bills online shopping

Why Green Dot Stock Plunged Today

Jeremy BowmanNov 10, 2023
An infographic outlining various applications of fintech, including budgeting apps, mobile payments and robo-advisors.

What is Fintech? Intro to Financial Tech

Matt Frankel, CFP®Mar 31, 2023
Finger about to press a green dollar sign key on a PC keyboard

Why Green Dot Hit a Red Light for Investors on Friday

Eric VolkmanFeb 25, 2022
Credit card transaction

Green Dot Stock Could Shoot 56% Higher, Says Analyst

Eric VolkmanApr 18, 2021
GettyImages-1183279457

Is Green Dot the Growth Stock for You?

Dave KovaleskiApr 17, 2021
A woman scanning a check with a mobile phone

Is Green Dot a Buy?

Jennifer SaibilMar 16, 2021
Page 1

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46

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About Green Dot

Green Dot helps people and businesses manage money with digital bank accounts. It serves many Americans who live paycheck to paycheck. The company also makes payment tools for large technology firms.

Ways to Move Money

  • GO2bank: Mobile bank account offering overdraft protection and credit building for consumers.
  • B2B Services: Banking platform for partners like Apple and Amazon; one partner generated 63% of 2025 revenue.
  • Green Dot Network: Retail system with over 90,000 locations for cash deposits and bill payments.
  • Tax Processing: Services that handle tax refunds and advances for millions of taxpayers each year.
  • Employer Solutions: Payroll platforms that let businesses pay workers through cards or instant digital options.

Big Changes in 2025

  • Started a strategic review process in March 2025 to evaluate the company's future.
  • Signed a merger agreement with CommerceOne Financial Corporation in November 2025.
  • Planned a $690 million sale of non-bank assets to Smith Ventures LLC.
  • Focused on the GO2bank flagship product to improve consumer financial health.

Technology Meets Banking

Green Dot combines a technology platform with its own regulated bank. This allows the company to manage every part of its financial products directly.

Performance at a Glance

  • Revenue reached $522.6 million in Q4 2025, up 14.9% from Q4 2024.
  • Net income was -$46.8 million in Q4 2025, worsening from $5.1 million the previous year.
  • Operating cash flow fell to -$62.5 million in Q4 2025, a 171.5% year-over-year decline.
  • Operating revenues from Walmart locations dropped to 7% of total revenue in 2025.
  • Market capitalization stood at $701.3 million as of late 2025.

The Big Picture

Green Dot has shifted from selling basic prepaid cards to providing complex banking platform services. A planned merger and asset sale represent a major turning point for the company's structure.

AI Generated • May 4, 2026

Industry

Consumer Finance

Sector

Financials

Employees

900

CEO

William I. Jacobs

Website

www.greendot.com

Headquarters

Provo, UT 78701, US

GDOT Financials

Key Financial Metrics (TTM)

Gross Margin

26.73%

Operating Margin

1.12%

Net Income Margin

-3.25%

Return on Equity

-7.74%

Return on Capital

5.78%

Return on Assets

-1.07%

Earnings Yield

-10.12%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$742.51MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

56.68M

Volume

0

Avg. Volume

451.02K

Financials (TTM)

Gross Profit

$582.16M

Operating Income

$24.42M

EBITDA

$129.56M

Operating Cash Flow

$124.90M

Capital Expenditure

-$77.73M

Free Cash Flow

$47.17M

Cash & ST Invst.

$1.65B

Total Debt

$565.52M

Green Dot Performance Analysis

Green Dot annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 1,449,566,0001.1%
20232023-12-31USD 1,501,328,0003.6%
20242024-12-31USD 1,723,876,00014.8%
20252025-12-31USD 2,080,491,00020.7%
Green Dot sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-9.8%
Q32025-09-30-1.9%
Q42025-12-315.6%
Q12026-03-3125.6%
Green Dot annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.1939.4%
20232023-12-31USD 0.13-89.2%
20242024-12-31USD -0.50N/A
20252025-12-31USD -1.79259.7%
Green Dot sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-280.9%
Q32025-09-3034.1%
Q42025-12-31-50.0%
Q12026-03-31210.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$656.25M

+17.4%

Gross Profit

$198.60M

+6.2%

Gross Margin

30.26%

N/A

Market Cap

$742.51MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$825.01K

N/A

Employees

900

N/A

Net Income

$53.75M

+108.6%

EBITDA

$94.15M

+18.1%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$1.65B

-12.2%

Total Debt

$565.52M

+670.6%

Accounts Receivable

$196.34M

+58.2%

Inventory

$0.00

N/A

Long Term Debt

$65.15M

-8.4%

Short Term Debt

$500.38M

+22040.5%

Return on Assets

-1.07%

N/A

Return on Invested Capital

2.43%

N/A

Free Cash Flow

$76.03M

-14.9%

Operating Cash Flow

$95.06M

-12.6%

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Questions About GDOT

What is the current price of Green Dot?

Green Dot is trading at $13.12 per share.

What is the 52-week range for Green Dot?

Over the past 52 weeks, Green Dot has traded between $9.31 and $15.41.

How much debt does Green Dot have?

As of the most recent reporting period, Green Dot reported total debt of $565.52M.

How much cash does Green Dot have on hand?

Green Dot reported $1.65B in cash and cash equivalents in its most recent financial results.

What is Green Dot’s dividend yield?

Green Dot does not currently have a dividend yield.

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