Moody's(NYSE) MCO

Moody's NYSE:MCO helps businesses and governments understand financial risks. It provides credit ratings for debt obligations and public entities. These tools help participants make informed decisions in global debt markets.

What the Company Offers

• Moody's Investors Service: Publishes credit ratings and research for corporate, financial institution, and governmental obligations; generated $1,087 million in external revenue for the quarter ended Sept. 30, 2026.
• Moody's Analytics: Provides data and analytical tools for institutional risk management; generated $936 million in external revenue for the quarter ended Sept. 30, 2026.
• Decision Solutions: Delivers cloud-based platforms for banking, insurance, and Know Your Customer (KYC) workflows.
• Research and Insights: Provides credit research and economic analysis used for investment and regulatory decisions.
• Data and Information: Manages a large database on companies and credit history for financial analysis.

Reshaping the Business Portfolio

• Divested the Moody's Analytics Regulatory Solutions business in the second quarter of 2026.
• Sold the Moody's Analytics Learning Solutions business in the fourth quarter of 2025.
• Acquired CAPE Analytics during the first quarter of 2025.
• Implemented a restructuring program focused on strategic and operational efficiency.

Why the Company Stands Out

The company maintains proprietary data sets and analytical models built over 115 years of market history. It operates in more than 40 countries with a global workforce of 16,000 employees. These assets provide a foundation for assessing creditworthiness across approximately 140 nations.

A Look at the Numbers

• Total revenue was $2,023 million for the quarter ended Sept. 30, 2026, up 1% year over year.
• Net income hit $734 million for the quarter ended Sept. 30, 2026, up 14% year over year.
• Diluted earnings per share was $4.24 for the quarter ended Sept. 30, 2026, an 18% increase year over year.
• Free cash flow reached $2,200 million for the nine months ended Sept. 30, 2026.
• The company had a market capitalization of $83.3 billion and a P/E ratio of 26.7 as of Q3 2026.

The Bottom Line

Moody's has expanded beyond traditional credit ratings into cloud-based risk management and analytics. This shift helps the company remain a central resource for financial institutions navigating a complex global economy.