Accessibility Menu
OppFi logo

OppFi

(NYSE) OPFI

Current Price$9.30
Market Cap$1.35B
Since IPO (2020)+1%
5 Year-2%
1 Year-36%
1 Month+10%

OppFi Financials at a Glance

Market Cap

$1.35B

Revenue (TTM)

$608.66M

Net Income (TTM)

$66.10M

EPS (TTM)

$0.74

P/E Ratio

12.69

Dividend

$0.00

Beta (Volatility)

1.32 (Average)

Price

$9.30

Volume

16,974

Open

$9.20

Previous Close

$9.30

Daily Range

$9.09 - $9.38

52-Week Range

$7.36 - $15.03

Estimated Earnings Date

Aug 5, 2026

OPFI: Motley Fool Moneyball Superscore

68

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About OppFi

Industry

Consumer Finance

Employees

410

CEO

Todd G. Schwartz

Headquarters

Chicago, IL 60601, US

OPFI Financials

Key Financial Metrics (TTM)

Gross Margin

98.11%

Operating Margin

35.48%

Net Income Margin

10.86%

Return on Equity

134.28%

Return on Capital

49.39%

Return on Assets

9.18%

Earnings Yield

7.88%

Dividend Yield

0.00%

Payout Ratio

96.87%

Stock Overview

Market Cap

$1.35B

Shares Outstanding

144.08M

Volume

16.97K

Avg. Volume

643.58K

Financials (TTM)

Gross Profit

$597.18M

Operating Income

$215.92M

EBITDA

$174.06M

Operating Cash Flow

$413.26M

Capital Expenditure

-$19.87M

Free Cash Flow

$393.39M

Cash & ST Invst.

$63.87M

Total Debt

$300.83M

OppFi Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$151.88M

+8.3%

Gross Profit

$145.71M

+25.4%

Gross Margin

95.94%

N/A

Market Cap

$1.35B

N/A

Market Cap/Employee

$3.03M

N/A

Employees

445

N/A

Net Income

$28.40M

+349.7%

EBITDA

$67.11M

-28.4%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$63.87M

+10.2%

Total Debt

$300.83M

-0.0%

Accounts Receivable

$502.56M

+9.3%

Inventory

$0.00

N/A

Long Term Debt

$244.64M

-18.7%

Short Term Debt

$56.18M

N/A

Return on Assets

9.18%

N/A

Return on Invested Capital

32.53%

N/A

Free Cash Flow

$85.63M

+7.9%

Operating Cash Flow

$90.78M

+8.4%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
APPSDigital Turbine, Inc.
$11.07+8.96%
AOSLAlpha and Omega Semiconductor Limited
$43.99-3.74%
ADTNADTRAN Holdings Inc.
$13.52-3.70%
CRSRCorsair Gaming, Inc.
$8.61-2.16%

Trending Stocks

Symbol / CompanyPricePrice Chg
AALAmerican Airlines Group
$17.87+0.02%
SPCXSpace Exploration Technologies
$153.23+0.00%
ONDSOndas
$7.83+0.02%
KEELKeel Infrastructure
$6.03+0.03%

Questions About OPFI

What is the current price of OppFi?

OppFi is trading at $9.30 per share.

What is the 52-week range for OppFi?

Over the past 52 weeks, OppFi has traded between $7.36 and $15.03.

How much debt does OppFi have?

As of the most recent reporting period, OppFi reported total debt of $300.83M.

How much cash does OppFi have on hand?

OppFi reported $99.92M in cash and cash equivalents in its most recent financial results.

What is OppFi’s dividend yield?

OppFi does not currently have a dividend yield.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.