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PennyMac Financial Services Stock Quote

PennyMac Financial Services (NYSE: PFSI)

$129.57
(7.2%)
+8.66
Price as of October 22, 2025, 4:00 p.m. ET

KEY DATA POINTS

Current Price
$129.57
Daily Change
(7.2%) +$8.66
Day's Range
$125.07 - $134.56
Previous Close
$129.57
Open
$130.27
Beta
1.01
Volume
1,127,848
Average Volume
412,385
Sector
Market Cap
6.3B
Market Cap / Employee
$120.91M
52wk Range
$85.74 - $134.56
Revenue
-
Gross Margin
0.88%
Dividend Yield
0.99%
EPS
$7.21
CAPs Rating
-
Industry
Diversified Financial Services

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PennyMac Financial Services Return vs. S&P

1 Year5 Year5 Year AnnualizedSince IPO
PFSI+26.51%+136.48%+18.78%+578%
S&P+14.5%+93.32%+14.09%+310%

PennyMac Financial Services Company Info

PennyMac Financial Services, Inc. operates as a holding company, which engages in the production and servicing of U.S. residential mortgage loans. It operates through the following segments: Production, Servicing, and Investment Management. The Production segment includes mortgage loan origination, acquisition, and sale activities. The Servicing segment offers servicing of originated mortgage loans and execution and management of early buyout transactions. The Investment Management segment is involved in sourcing, performing diligence, bidding and closing investment asset acquisitions, managing correspondent production activities and managing the acquired assets. The company was founded by Stanford L. Kurland on July 2, 2008 and is headquartered in Westlake Village, CA.

News & Analysis

Financial Health

General

Q3 2025YOY Change
Revenue$1.18B22.8%
Gross Profit$1.08B27.2%
Gross Margin91.63%3.1%
Market Cap$6.41B9.8%
Market Cap / Employee$1.56M0.0%
Employees4.1K4.8%
Net Income$181.50M161.7%
EBITDA$318.06M-8.7%

Currently no data to display

Revenue Growth Rate

Currently no data to display.

Earnings Per Share Growth Rate

Currently no data to display.

Assets

Q3 2025YOY Change
Net Cash$621.92M326.5%
Inventory31.252.8%

Liabilities

Q3 2025YOY Change
Long Term Debt$6.85B39.3%
Short Term Debt$12.55B75.8%

Ratios

Q3 2025YOY Change
Return On Assets2.07%1.3%
Return On Invested Capital11.34%-1.5%

Cash Flow

Q2 2025YOY Change
Free Cash Flow-$143.30M87.5%
Operating Free Cash Flow-$141.99M87.6%

Valuation

MetricQ3 2024Q4 2024Q1 2025Q2 2025YoY Change
Price to Earnings36.2217.5115.3613.81-47.19%
Price to Book1.401.341.321.59-0.05%
Price to Sales1.821.401.401.39-12.08%
Price to Tangible Book Value-1.26-1.02-0.99-1.14-13.77%
Price to Free Cash Flow TTM6.14-
Enterprise Value to EBITDA56.0354.2256.9057.5924.71%
Free Cash Flow Yield16.3%-
Return on Equity8.5%9.3%10.0%12.6%169.79%
Total Debt$14.44B$13.34B$13.60B$19.40B60.91%

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