Accessibility Menu
PROG Holdings logo

PROG Holdings(NYSE) PRG

Market Cap$1.73BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1984)+1,226%
5 Year-1%
1 Year+35%
1 Month-6%
$43.26
-1.03%
-0.45Today
PROG Holdings last closing stock price
MetricPriceDate
Last closeUSD 43.292026-07-27
PROG Holdings stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.82%USD 45.012026-07-20
1 month-6.12%USD 46.112026-06-26
3 month+50.52%USD 28.762026-04-28
Year to date+48.1%USD 29.232025-12-31
1 year+35.37%USD 31.982025-07-25
3 year+11.12%USD 38.962023-07-28
5 year-0.91%USD 43.692021-07-28
Since inception+1,225.76%USD 3.301984-02-14

PROG Holdings Financials at a Glance

Market Cap

$1.73BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$2.52B

Net Income (TTM)

$148.12M

EPS (TTM)

$3.65

P/E Ratio

11.87

Dividend

$0.54

Beta (Volatility)

1.33 (Average)

Price

$43.26

Volume

26,075

Open

$44.58

Previous Close

$43.26

Daily Range

$43.19 - $45.09

52-Week Range

$25.80 - $47.73

Estimated Earnings Date

Jul 29, 2026

PRG: Motley Fool Moneyball Superscore

55

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About PROG Holdings

PROG Holdings lets people buy home goods through flexible payment plans. It helps shoppers with limited credit get what they need today. The company works through thousands of stores and online shops.

Flexible Ways to Pay

  • Progressive Leasing: Point-of-sale lease-to-own solutions for furniture, appliances, and electronics; accounted for $596.9 million of revenue in Q1 2026.
  • Purchasing Power: Employee benefit program that lets workers buy products through automatic payroll deductions; contributed $106.4 million to revenue in Q1 2026.
  • Four Technologies: Interest-free "Buy Now, Pay Later" platform allowing consumers to pay for items over four installments.
  • PROG Marketplace: Mobile application that connects consumers with hundreds of different retailers for shopping.

Strategic Shifts and Deals

  • Acquired Purchasing Power on January 2, 2026, for approximately $424.2 million in cash.
  • Sold the Vive Financial loan portfolio in October 2025 to focus on core lease-purchase and payment offerings.
  • Updated its corporate credit facility in January 2026, adding a $125 million term loan to support business growth.

Risk Engines and Retail Reach

PROG Holdings utilizes data science and machine learning to manage credit risk across its 24,000 partner locations. Its payroll-deduction model creates a unique link between employers and consumer purchasing.

Q1 2026 Performance

  • Total revenue reached $742.7 million in Q1 2026, up 11.1% from $668.4 million in Q1 2025.
  • Operating profit hit $65.3 million in Q1 2026, a 16% increase over the previous year.
  • Net earnings from continuing operations reached $36.2 million in Q1 2026, up from $34.6 million in Q1 2025.
  • Cash used in investing activities reached $385.9 million in Q1 2026, primarily due to business acquisition costs.

A Tech-Driven Evolution

PROG Holdings has transitioned from a traditional retailer into a diversified financial technology firm. Its focus on underserved consumers through various payment models supports its role in the modern credit ecosystem.

AI Generated • Apr 30, 2026

Industry

Consumer Finance

Employees

1,235

CEO

Steven A. Michaels, MBA, CPA

Headquarters

Draper, UT 84020-2315, US

PRG Financials

Key Financial Metrics (TTM)

Gross Margin

35.57%

Operating Margin

8.66%

Net Income Margin

5.88%

Return on Equity

20.48%

Return on Capital

17.58%

Return on Assets

7.25%

Earnings Yield

8.42%

Dividend Yield

1.25%

Payout Ratio

14.25%

Stock Overview

Market Cap

$1.73BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

40.07M

Volume

26.07K

Avg. Volume

531.19K

Financials (TTM)

Gross Profit

$895.36M

Operating Income

$217.89M

EBITDA

$1.79B

Operating Cash Flow

$296.73M

Capital Expenditure

-$11.23M

Free Cash Flow

$285.50M

Cash & ST Invst.

$79.50M

Total Debt

$936.12M

PROG Holdings Performance Analysis

PROG Holdings annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 2,597,826,000-3.0%
20232023-12-31USD 2,408,264,000-7.3%
20242024-12-31USD 2,399,081,000-0.4%
20252025-12-31USD 2,409,223,0000.4%
PROG Holdings sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-11.6%
Q32025-09-30-1.6%
Q42025-12-31-3.4%
Q12026-03-3129.3%
PROG Holdings annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 1.90-48.5%
20232023-12-31USD 2.9856.9%
20242024-12-31USD 4.5351.9%
20252025-12-31USD 3.59-20.7%
PROG Holdings sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3014.5%
Q32025-09-30-13.7%
Q42025-12-3122.0%
Q12026-03-31-12.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$742.67M

+8.6%

Gross Profit

$257.01M

+14.9%

Gross Margin

34.61%

N/A

Market Cap

$1.73BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.40M

N/A

Employees

1,235

N/A

Net Income

$36.05M

+3.8%

EBITDA

$487.79M

-6.9%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$79.50M

-62.7%

Total Debt

$936.12M

+55.0%

Accounts Receivable

$493.17M

+133.4%

Inventory

$531.29M

-4.3%

Long Term Debt

$936.12M

+55.0%

Short Term Debt

$0.00

N/A

Return on Assets

7.25%

N/A

Return on Invested Capital

11.43%

N/A

Free Cash Flow

$168.55M

-19.0%

Operating Cash Flow

$171.70M

-18.2%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
ALGTAllegiant Travel Company
$99.14+1.08%
ECOOkeanis Eco Tankers Corp.
$57.56-0.55%
GSLGlobal Ship Lease, Inc.
$43.14-1.08%
GICGlobal Industrial Co
$35.62+1.42%

Trending Stocks

Symbol / CompanyPricePrice Chg
MUUDirexion Shares ETF Trust - Direxion Daily Mu Bull 2x Shares
$29.92-0.04%
TQQQProShares Trust - ProShares UltraPro Qqq
$63.40-0.01%
SQQQProShares Trust - ProShares UltraPro Short Qqq
$45.22+0.01%
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x Shares
$7.24-0.02%

Questions About PRG

What is the current price of PROG Holdings?

PROG Holdings is trading at $43.26 per share.

What is the 52-week range for PROG Holdings?

Over the past 52 weeks, PROG Holdings has traded between $25.80 and $47.73.

How much debt does PROG Holdings have?

As of the most recent reporting period, PROG Holdings reported total debt of $936.12M.

How much cash does PROG Holdings have on hand?

PROG Holdings reported $79.50M in cash and cash equivalents in its most recent financial results.

What is PROG Holdings’s dividend yield?

PROG Holdings currently has a dividend yield of 1.25%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.