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Regional Management

(NYSE) RM

Current Price$42.73
Market Cap$388.31MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2012)+213%
5 Year+3%
1 Year+37%
1 Month+15%
Regional Management last closing stock price
MetricPriceDate
Last closeUSD 42.172026-07-15
Regional Management stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+4.23%USD 40.462026-07-08
1 month+14.69%USD 36.772026-06-15
3 month+10.39%USD 38.202026-04-16
Year to date+10.74%USD 38.082025-12-31
1 year+37.22%USD 30.732025-07-15
3 year+45.68%USD 28.952023-07-14
5 year+2.98%USD 40.952021-07-16
Since inception+212.87%USD 13.482012-03-28

Regional Management Financials at a Glance

Market Cap

$388.31MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$659.90M

Net Income (TTM)

$48.81M

EPS (TTM)

$4.93

P/E Ratio

8.56

Dividend

$1.20

Beta (Volatility)

1.08 (Average)

Price

$42.73

Volume

1,103

Open

$42.44

Previous Close

$42.73

Daily Range

$42.33 - $43.74

52-Week Range

$30.46 - $46.00

Estimated Earnings Date

Jul 29, 2026

RM News

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Regional Management (RM) Q2 EPS Up 20%

Motley Fool Markets TeamJul 31, 2025

RM: Motley Fool Moneyball Superscore

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About Regional Management

Regional Management Corp. focuses on providing personal loans to underserved consumers. It operates primarily through community-centric branch locations, offering a personalized approach to financial services. The company's expertise in non-prime credit markets and its robust risk management systems allow it to tailor products to meet the unique needs of its customer base. This strategy ensures high customer retention and satisfaction.

Products and Services

Personal installment loans

Small loans for immediate financial needs

Automobile purchase loans

Retail loans for buying goods or services

What Makes Regional Management Corp. Special

Regional Management Corp. stands out for its focus on non-prime credit markets, allowing it to serve a niche segment of underserved consumers. Its commitment to community branch locations fosters local relationships, enhancing customer access to financial services. The company also invests in digital platforms to streamline operations and improve customer experience.

Five Things You Need to Know

Regional Management specializes in personal loans for non-prime credit markets.

It operates primarily through local branch locations, focusing on personalized service.

The company invests in digital technology to enhance customer experience and operational efficiency.

Growth strategy includes geographic expansion and product diversification.

Leadership balances growth objectives with fiscal responsibility, ensuring sustainable long-term success.

AI Generated • Apr 16, 2026

Industry

Consumer Finance

Sector

Financials

Employees

2,112

CEO

Lakhbir S. Lamba, MBA

Website

www.regionalmanagement.com

Headquarters

Greer, SC 29651, US

RM Financials

Key Financial Metrics (TTM)

Gross Margin

63.72%

Operating Margin

16.51%

Net Income Margin

7.40%

Return on Equity

13.16%

Return on Capital

3.81%

Return on Assets

2.35%

Earnings Yield

11.68%

Dividend Yield

2.85%

Payout Ratio

24.08%

Stock Overview

Market Cap

$388.31MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

9.21M

Volume

1.10K

Avg. Volume

64.11K

Financials (TTM)

Gross Profit

$420.48M

Operating Income

$108.96M

EBITDA

$126.37M

Operating Cash Flow

$326.41M

Capital Expenditure

-$16.85M

Free Cash Flow

$309.56M

Cash & ST Invst.

$103.22M

Total Debt

$1.66B

Regional Management Performance Analysis

Regional Management annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 507,187,00018.4%
20232023-12-31USD 551,399,0008.7%
20242024-12-31USD 588,503,0006.7%
20252025-12-31USD 645,598,0009.7%
Regional Management sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-302.9%
Q32025-09-305.1%
Q42025-12-312.5%
Q12026-03-31-1.4%
Regional Management annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.30-36.3%
20232023-12-31USD 1.66-68.6%
20242024-12-31USD 4.14148.9%
20252025-12-31USD 4.457.4%
Regional Management sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3047.1%
Q32025-09-3037.9%
Q42025-12-31-8.5%
Q12026-03-31-9.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$167.29M

+9.4%

Gross Profit

$157.75M

+109.8%

Gross Margin

94.30%

N/A

Market Cap

$388.31MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$183.86K

N/A

Employees

2,112

N/A

Net Income

$11.40M

+62.7%

EBITDA

$42.53M

+233.2%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$103.22M

+2382.5%

Total Debt

$1.66B

+9.8%

Accounts Receivable

$1.83B

N/A

Inventory

$0.00

N/A

Long Term Debt

$1.40B

+1.7%

Short Term Debt

$264.52M

+88.3%

Return on Assets

2.35%

N/A

Return on Invested Capital

6.14%

N/A

Free Cash Flow

$76.75M

+23.0%

Operating Cash Flow

$81.01M

+27.2%

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Questions About RM

What is the current price of Regional Management?

Regional Management is trading at $42.73 per share.

What is the 52-week range for Regional Management?

Over the past 52 weeks, Regional Management has traded between $30.46 and $46.00.

How much debt does Regional Management have?

As of the most recent reporting period, Regional Management reported total debt of $1.66B.

How much cash does Regional Management have on hand?

Regional Management reported $103.22M in cash and cash equivalents in its most recent financial results.

What is Regional Management’s dividend yield?

Regional Management currently has a dividend yield of 2.85%.

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