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Exchange Bankshares(OTC) EXCH

Current Price$66.00
Market Cap$40.11MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1997)+341%
5 Year+90%
1 Year+34%
1 Month-3%
Exchange Bankshares last closing stock price
MetricPriceDate
Last closeUSD 66.002026-07-17
Exchange Bankshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+3.13%USD 64.002026-07-10
1 month-2.51%USD 67.702026-06-11
3 month+2.21%USD 64.572026-04-17
Year to date-4.38%USD 69.022025-12-04
1 year+34.18%USD 49.192025-07-17
3 year+78.98%USD 36.882023-07-06
5 year+90.09%USD 34.722021-07-16
Since inception+341.07%USD 14.961997-06-27

Exchange Bankshares Financials at a Glance

Market Cap

$40.11MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

N/A

Net Income (TTM)

N/A

EPS (TTM)

$0.00

P/E Ratio

0.00

Dividend

$1.60

Beta (Volatility)

0.03 (Low)

Price

$66.00

Volume

862

Open

$67.00

Previous Close

$66.00

Daily Range

$66.00 - $67.00

52-Week Range

$50.51 - $70.00

Estimated Earnings Date

Jul 29, 2024

EXCH News

No articles available.

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About Exchange Bankshares

Exchange Bankshares, Inc. operates as the holding company for Exchange Bank, providing a range of personal and business banking products and services in Georgia. Founded in 1903 and based in Milledgeville, Georgia, the company has established a strong presence in the regional banking sector.

Products and Services
  • Checking and savings accounts for personal and business needs
  • Mortgage, real estate, consumer, and commercial loans
  • Investment management and financial advising services
Growth Outlook
  • Consistent revenue growth indicates strong market demand
  • Expansion of digital banking services enhances customer engagement
  • Focus on community lending supports local economic development
Financial Highlights
  • Recent dividend yield stands at 2.36%, reflecting shareholder returns
  • Net profit margin of 20.72% showcases operational efficiency
  • Return on equity at 10.98% indicates effective capital utilization
Exchange Bankshares, Inc. has demonstrated resilience and adaptability in the competitive banking landscape. The company's diverse offerings, including personal and business banking solutions, position it well to meet the evolving needs of its customers. The growth outlook remains positive, supported by a commitment to enhancing digital services and community engagement. Financially, the company has shown strong performance metrics, including a notable net profit margin and return on equity, which are indicative of effective management and operational efficiency. Overall, Exchange Bankshares, Inc. presents a compelling opportunity for potential investors interested in the regional banking sector.
AI Generated • Jul 10, 2026

Industry

Banks

Sector

Financials

CEO

John C. Childs, Jr.

Website

www.exch.bank

Headquarters

Milledgeville, GA 31061, US

EXCH Financials

Key Financial Metrics (TTM)

Gross Margin

76.54%

Operating Margin

26.06%

Net Income Margin

20.72%

Return on Equity

10.98%

Return on Capital

7.97%

Return on Assets

1.18%

Earnings Yield

N/A

Dividend Yield

2.42%

Payout Ratio

18.01%

Stock Overview

Market Cap

$40.11MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

607.70K

Volume

862

Avg. Volume

161.032

Financials (TTM)

Gross Profit

$18.47M

Operating Income

$6.29M

EBITDA

$7.83M

Operating Cash Flow

$8.17M

Capital Expenditure

-$3.90M

Free Cash Flow

$4.27M

Cash & ST Invst.

$7.98M

Total Debt

$31.00M

Exchange Bankshares Performance Analysis

Exchange Bankshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 14,904,0716.1%
20232023-12-31USD 17,474,70217.2%
20242024-12-31USD 21,038,08020.4%
20252025-12-31USD 24,131,78714.7%
Exchange Bankshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.782.7%
20232023-12-31USD 6.8318.2%
20242024-12-31USD 7.5310.3%
20252025-12-31USD 8.4412.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
CurrentYOY CHG

Revenue

N/A

N/A

Gross Profit

N/A

N/A

Gross Margin

N/A

N/A

Market Cap

$40.11MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

N/A

N/A

Employees

N/A

N/A

Net Income

N/A

N/A

EBITDA

N/A

N/A

Quarterly Fundamentals

Name
CurrentYOY CHG

Total Cash

N/A

N/A

Total Debt

N/A

N/A

Accounts Receivable

N/A

N/A

Inventory

N/A

N/A

Long Term Debt

N/A

N/A

Short Term Debt

N/A

N/A

Return on Assets

N/A

N/A

Return on Invested Capital

N/A

N/A

Free Cash Flow

N/A

N/A

Operating Cash Flow

N/A

N/A

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Questions About EXCH

What is the current price of Exchange Bankshares?

Exchange Bankshares is trading at $66.00 per share.

What is the 52-week range for Exchange Bankshares?

Over the past 52 weeks, Exchange Bankshares has traded between $50.51 and $70.00.

How much debt does Exchange Bankshares have?

As of the most recent reporting period, Exchange Bankshares reported total debt of $32.35M.

How much cash does Exchange Bankshares have on hand?

Exchange Bankshares does not have cash on hand data available.

What is Exchange Bankshares’s dividend yield?

Exchange Bankshares currently has a dividend yield of 2.42%.

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