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Harleysville Financial(OTC) HARL

Market Cap$131.17MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1987)+9,859%
5 Year+97%
1 Year+53%
1 Month+12%
$34.70
+0.67%
+0.23Today
Harleysville Financial last closing stock price
MetricPriceDate
Last closeUSD 34.702026-08-31
Harleysville Financial stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.77%USD 34.972026-08-24
1 month+11.58%USD 31.102026-07-31
3 month+23.15%USD 28.182026-06-02
Year to date+41.23%USD 24.572025-12-31
1 year+53.27%USD 22.642025-08-28
3 year+91.44%USD 18.132023-09-01
5 year+97.04%USD 17.612021-09-01
Since inception+9,858.81%USD 0.351987-09-03

Harleysville Financial Financials at a Glance

Market Cap

$131.17MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$49.53M

Net Income (TTM)

$12.30M

EPS (TTM)

$3.39

P/E Ratio

10.23

Dividend

$1.38

Beta (Volatility)

0.07 (Low)

Price

$34.70

Volume

59

Open

$33.88

Previous Close

$34.70

Daily Range

$33.88 - $34.70

52-Week Range

$23.81 - $35.80

Estimated Earnings Date

Oct 21, 2026

HARL News

No articles available.

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About Harleysville Financial

Harleysville Financial Corporation operates as the bank holding company for Harleysville Bank, providing a range of banking products and services in Pennsylvania. Established in 1915, the company has a strong presence in the financial services sector, focusing on both personal and business banking solutions.

Products and Services
  • Various deposit products including savings, checking, and money market accounts
  • Loan offerings such as mortgages, home equity, and commercial real estate loans
  • Investment services including financial consultation and asset management
Growth Outlook
  • Recent quarterly revenue reached $12.49 million, showcasing consistent demand
  • Trailing twelve months (TTM) net income stands at $11.5 million, indicating profitability
  • Strong operating income margin of 30.79% reflects efficient management
Financial Highlights
  • TTM dividend yield of 4.41% demonstrates attractive returns for investors
  • Price-to-earnings (P/E) ratio of 9.15 suggests potential undervaluation
  • Net income for the latest quarter was $2.95 million, up from previous periods
Harleysville Financial Corporation has established itself as a reliable player in the banking industry, with a diverse portfolio of products and services tailored to meet the needs of both individual and business clients. The company's recent financial performance indicates a solid growth trajectory, supported by a strong operating income margin and consistent revenue generation. The attractive dividend yield and favorable P/E ratio further enhance its appeal to potential investors. With a commitment to providing quality banking solutions, Harleysville Financial Corporation is well-positioned for continued success in the financial services sector.
AI Generated • Aug 5, 2026

Industry

Banks

CEO

Brendan J. McGill

Headquarters

Harleysville, PA 19438, US

HARL Financials

Key Financial Metrics (TTM)

Gross Margin

69.58%

Operating Margin

32.40%

Net Income Margin

24.82%

Return on Equity

13.19%

Return on Capital

5.04%

Return on Assets

1.28%

Earnings Yield

9.78%

Dividend Yield

3.98%

Payout Ratio

38.27%

Stock Overview

Market Cap

$131.17MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

3.78M

Volume

59

Avg. Volume

1.13K

Financials (TTM)

Gross Profit

$34.46M

Operating Income

$16.05M

EBITDA

$16.58M

Operating Cash Flow

$9.87M

Capital Expenditure

-$398.00K

Free Cash Flow

$9.47M

Cash & ST Invst.

$14.26M

Total Debt

$0.00

Harleysville Financial Performance Analysis

Harleysville Financial annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-09-30USD 30,308,000-0.6%
20232023-09-30USD 36,937,00021.9%
20242024-09-30USD 40,387,0009.3%
20252025-09-30USD 43,609,0008.0%
Harleysville Financial sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-09-306.8%
Q12025-12-312.4%
Q22026-03-3110.5%
Q32026-06-30-6.0%
Harleysville Financial annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-09-30USD 2.3421.5%
20232023-09-30USD 3.2940.6%
20242024-09-30USD 2.43-26.2%
20252025-09-30USD 2.617.5%
Harleysville Financial sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42025-09-3010.0%
Q12025-12-31-3.9%
Q22026-03-3143.2%
Q32026-06-30-22.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2026YOY CHG

Revenue

$12.49M

+13.7%

Gross Profit

$8.72M

+15.6%

Gross Margin

69.83%

N/A

Market Cap

$131.17MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.02M

N/A

Employees

128

N/A

Net Income

$2.95M

+16.6%

EBITDA

$3.85M

+18.5%

Quarterly Fundamentals

Name
Q3 2026YOY CHG

Total Cash

$14.26M

N/A

Total Debt

$0.00

N/A

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$0.00

N/A

Short Term Debt

$0.00

N/A

Return on Assets

1.28%

N/A

Return on Invested Capital

6.36%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About HARL

What is the current price of Harleysville Financial?

Harleysville Financial is trading at $34.70 per share.

What is the 52-week range for Harleysville Financial?

Over the past 52 weeks, Harleysville Financial has traded between $23.81 and $35.80.

How much debt does Harleysville Financial have?

As of the most recent reporting period, Harleysville Financial reported total debt of $143.02M.

How much cash does Harleysville Financial have on hand?

Harleysville Financial does not have cash on hand data available.

What is Harleysville Financial’s dividend yield?

Harleysville Financial currently has a dividend yield of 3.98%.

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