Jeff Bank, National Association(OTC) JFBC

Jeffersonville Bancorp serves as the parent company for Jeff Bank, a financial institution focused on providing a wide range of banking services to individuals, small businesses, and municipal governments in Sullivan and Orange Counties, New York. Established in 1913, the bank operates twelve full-service branches and offers a comprehensive suite of financial products.

Products and Services

• Diverse deposit products including checking, savings, and retirement accounts
• Personal loans for vehicles, home improvements, and debt consolidation
• Commercial lending solutions for real estate, equipment, and agricultural needs

Growth Outlook

• Recent quarterly revenue reached $4.4 million, indicating strong operational performance
• Trailing twelve months (TTM) net income stands at $3.3 million, showcasing profitability
• Consistent dividend yield of 4.29% reflects commitment to shareholder returns

Financial Highlights

• Net income for Q2 2026 was $54,000, with a net profit margin of 12.27%
• TTM return on equity is 9.38%, indicating effective management of shareholder funds
• Operating income for Q2 2026 was $61,000, demonstrating operational efficiency

Jeffersonville Bancorp has established a solid foundation in the regional banking sector, focusing on community-oriented services. The bank's diverse product offerings cater to a wide range of customer needs, from personal banking to commercial lending. The recent financial performance highlights a positive trajectory, with increasing revenues and profitability metrics. The commitment to returning value to shareholders through dividends further enhances its appeal to potential investors. With a strong market presence and a focus on community engagement, Jeffersonville Bancorp is well-positioned for continued growth in the regional banking landscape.