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The Average Social Security Check

The average Social Security monthly benefit is $1,938 as of June 2026.

By Jack CaporalUpdated Jul 27, 2026 at 4:43 PM EST | Fact-checked by Parker Hicks

Key Points

  • Average Social Security benefit is $1,938; Retired workers specifically get $2,030 monthly.
  • Benefits are calculated using a beneficiary's 35 highest-earning years and inflation adjustments.
  • Delaying retirement up to 70 boosts monthly checks; cost-of-living increase in 2025 was 2.5%.

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