Final scores reflect what retirees value most, not what we assume they value.
Survey Method Details
- Survey was conducted online on Dec. 2, 2025, via Pollfish.
- Survey respondents were U.S. retirees 55 years and older.
- Survey results were post-stratified to reflect nationally representative data based on age and gender.
- Pollfish employs organic random device engagement sampling, a statistical method that recruits respondents through a randomized invitation process across various digital platforms. This technique helps to minimize selection bias and ensure a diverse participant pool.
How Each Factor Was Scored
Scores were computed at both the county and state levels. All data were normalized on a min–max scale before applying survey weights.
Each factor below includes the justification readers care about most: why it matters to retirees.
Healthcare Access & Quality
Why it matters: Aging well requires reliable care, specialists, and strong healthcare outcomes. Healthcare outcomes measure whether people get healthier, live longer, and maintain a good quality of life.
Sources:
- University of Wisconsin County Health Rankings (local outcomes & access)
- United Health Foundation’s 2025 Senior Report (state-level system performance)
Housing Affordability
Why it matters: Home costs are the No. 1 expense in retirement and drive relocation decisions.
Source: Zillow Home Value Index (October 2025)
Counties with a housing affordability score below 35 were excluded.
Nonhousing Affordability
Why it matters: Day-to-day expenses – food, transportation, utilities – determine how far savings stretch.
Source: Economic Policy Institute Family Budget Calculator
Taxes
Why it matters: State and local tax burdens directly affect retirement income sustainability.
Sources:
- Tax Foundation (effective tax burden)
- EPI Family Budget Calculator (county-level effective rates)
Weather & Climate Comfort
Why it matters: Retirees seek comfortable climates that support year-round activity.
Source: NOAA NCEI temperature & precipitation averages (2020–2025)
Crime & Safety
Why it matters: Personal safety ranks as a top emotional and financial priority.
Source: FBI Crime Data Explorer – violent, property, and social offense rates
Quality-of-Life Components
Retirement isn’t only about saving money, it’s about living well.
We measured features that enable connection, mobility, recreation, and fulfilling lifestyles:
