Accessibility Menu

Inherited IRA Rules

By Motley Fool Retirement TeamUpdated Dec 4, 2024 at 4:59 PM

Key Points

  • SECURE Act rules require non-spouse IRA inheritors to empty accounts within 10 years.
  • Eligible designated beneficiaries can still stretch IRA distributions over their lifetime.
  • Tax treatment of inherited IRA withdrawals depends on account type and distribution timing.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.