
You will probably need a mortgage if you are going to buy a home.
During the heart of the pandemic, it was easy to find an affordable loan because rates on a 30-year fixed-rate mortgage dropped below 3.00% -- a record low.
Now, though, rates are much higher and may continue to climb. You'll need to work harder and make smarter decisions to ensure your loan is still affordable. And these 15 tips will help you do just that.
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