If you're like most people, you'd like to spend less and save more because you have some rather important financial goals, such as sending a kid or two to college, paying off your home, and retiring comfortably. That's easier said than done, though.
Fortunately, there are lots of not-too-painful ways to spend less and thereby save more. Here are 40 of them to consider. Not every one will work for you, but more than a few should. If just seven of the ideas below help you save, say, $150 per year, that's worth more than a thousand dollars in savings!
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