Accessibility Menu

What Is Rule 72(t)?

By Robin Hartill, CFPUpdated Apr 17, 2025 at 12:25 AM

Key Points

  • Rule 72(t) allows penalty-free early retirement fund withdrawals if taken as equal payments.
  • Once started, Rule 72(t) withdrawals must continue until age 59 1/2 or for five years.
  • Consult a financial expert when considering Rule 72(t) due to its complexity and rigidity.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.