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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Person opening small gift box with cash inside.
April 18, 2026 | By Ryan Wilcox

The Easiest $400 You'll Ever Make -- Plus up to 4.00% APY. Why Now's the Time to Open a SoFi® Account

My favorite savings account on the market is offering a welcome bonus that's too good to ignore. Here's what to know and how to open your account today.
A nervous young woman biting her fingernail while sitting in her kitchen with her phone and laptop.
April 18, 2026 | By Joel O'Leary

Here's How to Downgrade Your Credit Card Without Losing Your Rewards

Downgrading a credit card lets you keep your rewards and credit history without paying an annual fee. Here's how to do it the right way.
Cash and tax forms.
April 18, 2026 | By Joel O'Leary

Our Top 3 Brokerage Accounts to Invest Your Tax Refund in April 2026

These top-rated brokerage accounts have no monthly fees, no account minimums, and strong tools for new and experienced investors in 2026.
Two Excited Women Sitting On Sofa Using Laptop As One Of Them Holds Her Credit Card
April 18, 2026 | By Joel O'Leary

This Might Be the Most Practical Credit Card in America

A simple 2% cash rewards card with no annual fee and easy redemptions can deliver steady rewards on everyday spending.
A smiling man working on a laptop in a room full of plants.
April 18, 2026 | By Ryan Wilcox

3 Top 0% Intro APR Credit Cards You Can Get Right Now: April 2026

Learn how landing a top 0% intro APR credit card can help you save on debt -- and earn valuable rewards -- today.
An adult analyzes a graph on their laptop in their home office.
April 18, 2026 | By Joel O'Leary

Here's What $50,000 in an S&P 500 Index Fund Would Be Worth Today if You'd Invested 10 Years Ago

A $50,000 investment in the S&P 500 10 years ago would be worth over $211,000 today. Here's what the historical data shows across 10, 20, and 30 years.
A waitress bringing a tray of drinks to a customer in an airport lounge.
April 18, 2026 | By Ryan Wilcox

Here's When the Amex Platinum's $895 Annual Fee Actually Makes Sense

Learn when the Amex Platinum's $895 annual fee is worth it, and how to tell if its perks match your spending and lifestyle.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
April 18, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, April 18, 2026: Earn up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 and a pair of hold decisions so far in 2026.
Woman stands on chair outdoors with mountains in background while using megaphone to speak.
April 18, 2026 | By Joel O'Leary

$250 Bonus Offer Ending Soon: The Best Credit Card Sign-Up Bonuses This Week, April 18, 2026

My favorite cash back card is offering an elevated sign-up bonus until April 30 at 9 a.m. EST. Here's what to know -- plus four other great bonuses available now.
Tax forms scattered on top of a messy pile of money.
April 17, 2026 | By Jake FitzGerald

Here's What Happens if You Still Haven't Filed Your Taxes

The April 15 deadline has passed. Here's what the penalties look like, who's off the hook, and the fastest way to limit the damage.
Couple Having A Discussion At Table
April 17, 2026 | By Joel O'Leary

Here's When a High-Yield Savings Account Stops Making Sense

A high-yield savings account isn't always the smartest move. Here are five situations where your money could be working harder somewhere else.
Two men smile as they look a computer. One is holding a credit card.
April 17, 2026 | By Jake FitzGerald

This Two-Card Combo Earns More Cash Back Than Any Single Card on the Market

These two Chase cards together cover nearly every spending category at 3% to 5%. No single no-annual-fee card comes close.
A glass jar full of coins labeled Retirement and with coins stacked next to it as well.
April 17, 2026 | By Jake FitzGerald

Most Americans Are Behind on Retirement Savings. Here's the Honest Benchmark by Age.

The average retirement savings by age tells a clearer story than most people expect. Here's where you stand and what to do about it.
Happy person holding cash in one hand and smartphone in the other.
April 17, 2026 | By Joel O'Leary

How to Earn $250 Toward Travel With This No-Annual-Fee Credit Card

The Bank of America Travel Rewards card earns unlimited 1.5x points with no annual fee, no foreign transaction fees, and points that never expire.
Home improvement store worker helping customer with lumber
April 17, 2026 | By Ryan Wilcox

Save on Your Next Big Purchase: Get 0% APR for 21 Months With This Card

This Wells Fargo card is one of the best ways we've found to save on a big upcoming purchase. Read on to learn why we love it so much.
Couple enjoys city skyline view from rooftop pool.
April 17, 2026 | By Joel O'Leary

The Amex Platinum's Best Perk Isn't the Lounge Access. It's This

The Amex Platinum offers a $600 hotel credit that's sometimes overlooked. Here's why it beats lounge access as the card's most reliable annual perk.
Stacks of coins sprouting leaves next to a small piggy bank.
April 17, 2026 | By Jake FitzGerald

Top High-Yield Savings Accounts Offering up to 5.00% APY Today, April 17, 2026

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
A person inserting a credit card into a credit card chip reader.
April 17, 2026 | By Ryan Wilcox

Get a Top 2% Flat-Rate Earner: The Best No-Annual-Fee Cards This Week, April 17, 2026

Want to earn 2% on purchases wherever you go? Here's the credit card to get, plus our other no-annual-fee favorites available now.
A woman smiling in an airport with her suitcase and passport.
April 16, 2026 | By Ryan Wilcox

3 Travel Cards That Are $400+ Cheaper Than the Chase Sapphire Reserve

Want premium travel perks without the premium price? Here are three less expensive alternatives to the Chase Sapphire Reserve card.
young man holding cellphone to his ear and holding his hand to his forehead like he made a mistake
April 16, 2026 | By Jake FitzGerald

6 Credit Card Mistakes First-Time Cardholders Almost Always Make

First-time cardholders make the same expensive mistakes. Here's what they are and how to avoid them.
Person making a shocked expression while looking at laptop screen.
April 16, 2026 | By James McClenathen

How to Get as High as 275,000 Points in a Year With 2 Amex Cards

The Amex Gold and Platinum cards have massive welcome bonus offers right now -- but there's only one way to get them both. Here's how.
Mature woman holding her phone and a credit card while commuting with a backpack.
April 16, 2026 | By Ryan Wilcox

The Amex Platinum Is the 'It Card' Everyone's Talking About in 2026

The Amex Platinum has been around for decades, but it's still one of the best travel cards out there. Here's how to know if it's right for you.
Woman depositing check using her cellphone.
April 16, 2026 | By Ryan Wilcox

Top 3 High-Yield Savings Accounts if You Have $10,000 to Save: April 2026

Want to earn top dollar on your $10,000 in savings? Here are three great high-yield savings accounts to look into.
An hourglass being held in a hand outdoors.
April 16, 2026 | By Jake FitzGerald

Offer Ending Soon: Chase Freedom Unlimited's $250 Bonus Is Almost Gone

Chase Freedom Unlimited's limited-time sign-up bonus ends April 30 at 9 a.m. EST. Here's what the card earns, what it costs, and whether it's worth applying now.
Man sitting at table with dollar bills and coins in front of him.
April 16, 2026 | By Joel O'Leary

What 21 Months of 0% APR Is Actually Worth in Real Dollars

The average American carries $6,500+ in credit card debt. Here's exactly how much a 21-month 0% intro APR card can save you in real dollars.