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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 

Recent Articles

Feb. 27, 2026 | By Joel O'Leary

3 Top Balance Transfer Cards You Can Apply for Right Now: February 2026

These cards offer long intro APR periods, no annual fees, and useful extras to help you pay off balances faster in 2026 and beyond.
Feb. 27, 2026 | By Joel O'Leary

This $0 Annual Fee Grocery Card Beats the Fancy Rewards Cards

This card earns 3% back on groceries, dining, and entertainment -- with no annual fee. Here's why it quietly outperforms pricier rewards cards.
Feb. 27, 2026 | By Joel O'Leary

A Travel Card So Exclusive, It Comes With Its Own Concierge Team

Amex Platinum Concierge is a 24/7 team of real humans who handle reservations, event tickets, gifts, and travel logistics on your behalf.
Feb. 27, 2026 | By Jake FitzGerald

Amex Platinum Card vs. Capital One Venture X Rewards Credit Card: Which Card Earns More in 2026?

Both cards offer premium travel rewards. Here's which one actually earns more in 2026 based on examples of real spending.
Feb. 27, 2026 | By Joel O'Leary

I've Done the Math, and This Luxury Card Is Easiest to Justify Year After Year

The Venture X's annual fee is easy to offset with simple travel credits and bonus miles -- no complex spending strategies required.
Feb. 26, 2026 | By Joel O'Leary

The 3 Best Balance Transfer Cards That Also Pay up to 6% Cash Back

Looking for a balance transfer card that also earns real cash back? These no-annual-fee picks have intro APR offers plus rewards up to 6% in select categories.
Feb. 26, 2026 | By Ryan Wilcox

Do Authorized Users Inherit Credit Card Debt?

Wondering what happens to credit card debt when someone passes away -- and who's responsible? Here's what to know.
Feb. 26, 2026 | By Ryan Wilcox

Forget the Amex Platinum: My New Favorite Travel Card Costs $500 Less

The Capital One Venture X is one of the best travel cards out there -- and it's less than half the cost of the Amex Platinum. Here's what to know.
Feb. 26, 2026 | By Ryan Wilcox

An Easy $200 Bonus and up to 5% Cash Back: This Chase Card Just Won Best Cash Back Card for 2026

Looking for an easier way to rack up credit card rewards? Learn how our favorite cash back card can help you do it without the hassle.
Feb. 26, 2026 | By Joel O'Leary

This Huge Venture X Early Spend Bonus Could Pay for Your Next Vacation

This premium travel card offers the chance to earn a generous welcome offer and flexible rewards that can help cover your next trip. Here's how it works.
Feb. 25, 2026 | By Joel O'Leary

Who Is Responsible for Credit Card Debt After You Die?

Credit card debt doesn't disappear when you die. Learn who's actually responsible -- your estate, joint holders, or family -- and what steps to take now.
Feb. 25, 2026 | By Joel O'Leary

Here's the Average American's Credit Limit. How Do You Compare?

The average American has a $29,855 credit limit, but Gen Z averages just $13K and boomers nearly $42K. Here's how to compare -- and raise your limit.
Feb. 25, 2026 | By Joel O'Leary

Here's What Happens When You Dispute a Charge on Your Credit Card

Disputing charges is easier than most people think. Here's what actually happens behind the scenes -- and when to contact the merchant first.
Feb. 24, 2026 | By Jake FitzGerald

Here's What Happens When You Pay for Everything With a Credit Card

Swiping for everything can earn hundreds in rewards. Here's what really happens when you put your whole life on a credit card.
Feb. 24, 2026 | By Joel O'Leary

I Love Credit Cards -- but Here Are 3 Times I Recommend Against Them

Credit cards aren't always the right move. Here are three situations where using your debit card (or cash) is the smarter financial choice.
Feb. 23, 2026 | By Joel O'Leary

Balance Transfer Fee vs. Interest: Which Costs More?

Balance transfer fees are usually a fraction of what you'd pay in interest. Here's how to do the math and decide if a transfer makes sense for you.
Feb. 23, 2026 | By Jake FitzGerald

Forget Debt Consolidation: This Is the Best Way to Pay Off Credit Card Debt

Carrying credit card debt? A 0% balance transfer card can pause interest and save you thousands faster than consolidation loans.
Feb. 23, 2026 | By Jake FitzGerald

Here's What Happens When You Stop Using Cash

Ditching cash changes more than how you think about spending. It changes how you split bills, handle emergencies, get paid back, and even how you travel.
Feb. 21, 2026 | By Jake FitzGerald

90% of Credit Card Fraud Comes From Accounts You Never Opened

Most credit card fraud doesn't start with a stolen card. It starts with a brand-new account you never opened.
Feb. 21, 2026 | By James McClenathen

Here's What Happens to Your Credit Cards When You Pass Away

When a cardholder dies, accounts stay open, balances must be settled, and rewards may be lost. Here's how to prepare and protect your loved ones.
Feb. 21, 2026 | By Joel O'Leary

Why Americans Waste So Much Money Without Realizing It

83% of Americans admit to wasteful spending. Learn the hidden triggers behind impulse buys and the simple system that protects your savings.
Feb. 20, 2026 | By Jake FitzGerald

Nearly 40% of Millennials Waste Money Multiple Times a Month

Nearly 40% of millennials admit they waste money multiple times a month. Here's where it goes and how to stop it.
Feb. 20, 2026 | By Jake FitzGerald

1 in 4 Americans Regret Using Buy Now, Pay Later. Here's Why

BNPL feels harmless at checkout. But new data shows 1 in 4 users regret it later, often because the small payments add up fast.
Feb. 19, 2026 | By Joel O'Leary

I'm 41 and Have Never Used Buy Now, Pay Later -- Here's Why

Buy now, pay later is popular with younger shoppers, but credit cards offer better rewards, protections, and credit building.
Feb. 18, 2026 | By Jake FitzGerald

Here's What Happens if You Never Cancel a Credit Card

Closing a card can change your credit score. But keeping one open forever changes it too. Here's what actually happens.