Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content

Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 

Recent Articles

Oct. 1, 2026 | By Joel O'Leary

Get 1.5% Back on All Purchases: The Best Business Credit Cards This Month, October 2026

Want to unlock 1.5% back on all purchases on your business credit card? Here's the pick worth looking at, plus a few other favorites available now.
Sept. 30, 2026 | By Ryan Wilcox

The Average American Owes This Much in Credit Card Debt

The average American owes thousands in credit card debt -- are you one of them? See how you compare and how another credit card can help pay it off.
Sept. 29, 2026 | By Joel O'Leary

Here's What Happens When You Only Pay the Minimum on a $10,000 Credit Card Balance

Making only minimum payments can stretch a credit card balance past two decades and cost thousands in interest. See the real math and faster ways out.
Sept. 29, 2026 | By Ryan Wilcox

Apply Now to Get 130,000 Points and a Free Night With This Hotel Rewards Card

Want to earn a free Hilton free night and a big pile of bonus points? Here's the card worth looking at, plus another great option available now.
Sept. 28, 2026 | By Joel O'Leary

Here's Why You'll Probably Never Hit a 'Perfect' 850 Credit Score

Reaching the very top of the credit scale takes decades of near-flawless habits, and most people get the same perks without ever getting there.
Sept. 28, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Sept. 28, 2026: Up to 21 Months to Wipe Out Debt

Top balance transfer cards this week offer nearly two years interest-free with no annual fees, helping you finally escape the high-interest trap.
Sept. 27, 2026 | By Joel O'Leary

3 Things People With Perfect Credit Scores Never Do

Pay on time, keep balances low, and don't run too thin on cards -- the highest credit scores come down to habits anyone can copy.
Sept. 27, 2026 | By Ryan Wilcox

Earn 3% Back on Your Biggest Expenses: The Best Business Credit Cards This Week, Sept. 27, 2026

Ready to earn 3% back in your choice spending category? Here's the business credit card to apply for now, plus four other great picks.
Sept. 27, 2026 | By Ryan Wilcox

Longest 0% Intro APR Credit Cards This Week, Sept. 27, 2026: Nearly 2 Years to Pay Down Debt Interest-Free

This week's longest 0% intro APR cards offer 21 months interest-free. Stop wasting money on interest -- finally get ahead on your debt.
Sept. 26, 2026 | By Ryan Wilcox

The Amex Platinum's Bonus Offer Can Be Worth Twice the Annual Fee. See if You Qualify for It Now

The Amex Platinum has a hefty annual fee -- but its welcome bonus offer can singlehandedly cover it twice over. Here's what to know.
Sept. 26, 2026 | By Ryan Wilcox

Save $750+ on Your Next Trip: Best Credit Card Bonuses This Week, Sept. 26, 2026

Want a great welcome bonus on a top travel card with just a $95 annual fee? Here's where to apply now, plus a few other great options.
Sept. 25, 2026 | By Joel O'Leary

These 0% Intro APR Cards Have No Balance Transfer Fees. Are They Worth It?

Credit cards with no balance transfer fees usually have a catch, which can make them not worth it. The real benefit comes from interest saved, not the fee.
Sept. 24, 2026 | By Ryan Wilcox

Chase Freedom Flex vs. Bank of America® Customized Cash Rewards credit card: Which Cash Back Card Is Right for You?

Rotating 5% cash back categories or a choice 6% category for a year? Here's how to decide between the Chase Freedom Flex and Bank of America Customized Cash Rewards.
Sept. 24, 2026 | By Joel O'Leary

Get a $500 Bonus and 3% Cash Back With This Bank of America Business Card

This $0 annual fee small business card pays extra cash back in the category where you already spend the most.
Sept. 23, 2026 | By Ryan Wilcox

Should You Get a Balance Transfer Card? The One Question to Ask Yourself

Is a balance transfer card right for you? Here's what to know -- and my two favorite options once you decide.
Sept. 23, 2026 | By Ryan Wilcox

Limited-Time Offer: Earn an Easy $250 Bonus With This No-Annual-Fee Chase Card

This Chase card is offering a limited-time bonus for no annual fee. See how the card's welcome offer and rotating 5% categories stack up today.
Sept. 22, 2026 | By Joel O'Leary

Chase Freedom Flex Card Hikes Bonus to $250 and Drops Foreign Transaction Fees

A no-annual-fee cash back card drops foreign transaction fees and raises its welcome offer, with quarterly categories timed for holiday spending.
Sept. 22, 2026 | By Ryan Wilcox

Need to Hit Pause on Credit Card Debt? Another Card Could Be the Answer

Dealing with high-interest debt? Here's the type of credit card you need to get rid of it, plus my favorite one available now.
Sept. 22, 2026 | By Joel O'Leary

The One Business Card I'd Keep if I Could Only Have One in 2026

This no-annual-fee, flat-rate cash back card is best for busy owners who'd rather run their company than track reward categories all year.
Sept. 21, 2026 | By Joel O'Leary

Here's What Happens When You Open Too Many Credit Cards

Most Americans have one or two credit cards. Here's what changes when you open far more, and how to keep every account under control.
Sept. 21, 2026 | By Joel O'Leary

Have a Bank of America Business Checking Account? You Need to Apply for This Card

Bank of America's business loyalty program can boost cash back for owners who already bank with it, when paired with the right rewards card.
Sept. 21, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Sept. 21, 2026: Up to 21 Months to Finally Break Free

Top balance transfer cards this week offer up to 21 months of 0% intro APR, no annual fees, and breathing room to finally beat high-interest debt.
Sept. 20, 2026 | By Ryan Wilcox

These Credit Cards Can Save You Thousands -- and They Don't Even Earn Rewards. Here's How

Great earning rates aren't the only way a credit card can save you money. See how these cards can help you save instead.
Sept. 20, 2026 | By Joel O'Leary

63% of Credit Card Users Don't Pay Their Bills in Full Every Month. Here's What to Do if You're Behind

Falling behind on credit card debt is more common than you think. Here are the smartest ways to catch up, whether or not you qualify for new credit.
Sept. 20, 2026 | By Ryan Wilcox

Get 1.5% Back on All Your Expenses: The Best Business Credit Cards This Week, Sept. 20, 2026

Want to earn a great flat rate on all types of business expenses? Here's the card to get today, plus a few other favorites available now.