How you withdraw and use your retirement savings requires just as much thought as saving for retirement in the first place.
The program was only meant to replace 40% of pre-retirement income, and with changes looming, it's best not to rely on it too much.
Later isn't always better. It depends on your life expectancy and your financial situation.
Being on the same page as your spouse is key to effective retirement planning for couples.
Risk comes with the territory of investing. The key is knowing how to handle it.
Both reduce the amount of money you owe the government, but one offers a much sweeter deal.
A recent survey shows that companies are offering more generous 401(k) matches than ever before.
For the second year in a row, limits have risen, and your nest egg stands to benefit.
An unplanned early retirement can drain your savings prematurely and leave you struggling in your golden years.
There's a special rule that enables married couples use a tax-advantaged saving account even if one spouse isn't working.
If you're a little short of your retirement savings goal, delaying retirement by a few months can help you get back on track.
You get to choose when you retire, but the government chooses when you can access your retirement benefits.
Two in five retirees are depleting their retirement savings faster than they anticipated. Here's how you can avoid this.
Procrastination can have some real consequences.
If your retirement account withdrawals are too high, you could be putting some of your Social Security benefits at risk.
If you haven't budgeted for your healthcare spending, you could be in serious financial straits during your golden years.
If you don't like your 401(k) plan and you're not getting a match, an IRA may be a better choice for you.
You need a clear plan to increase your savings or pay down debt in 2019.
Married, divorced, or widowed? You can get Social Security benefits based on your spouse's or ex-spouse's work record.
You may never see a bill for the hidden costs in your 401(k), and the fees are higher than you think.