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Michael Aloi

Michael Aloi

TheRetireGuy

Recent articles

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What Happens When You Miss the Best Days in the Stock Market?

Tempted to sit on the sidelines during a market correction? Here's what you'd give up.


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Socially Responsible Investing: How to Align Your Values With Your Portfolio

There's been a surge of investors employing SRI as a portfolio strategy. Here's how to get started.


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Unsure Where to Save Your Money? Here Are the Top 4 Places to Put Your Money

There are many places to put your money, but some make more sense than others. Here's how to prioritize.


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This One Simple Trick Can Significantly Increase Your 401(k) Balance

If you want to build up your retirement savings, auto-escalation is an easy way to do it.


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Baby Boomers Are More Prepared for Death Than Life

Middle-income earners are more focused on planning their funerals than arranging for long-term care, a new study found.

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Here's How Much Money You Should Have Saved for Retirement

A recent guide from J.P. Morgan lays out simple checkpoints for various ages and incomes. Are you on track?


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Spend It Wisely: 4 Tips for Not Outliving Your Money in Retirement

Proactive planning and learning some simple rules can ensure your nest egg lasts a long time.


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Take a Peek Into What Your Retirement May Look Like

The trends taking shape now will define your golden years including longer lifespans, greater happiness and less stress.


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3 Reasons to Invest in REITs This Year

Real estate investment trusts are off to a strong start this year. Here's why their run may continue and why you should add them to your portfolio.


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3 International Funds to Take Your Portfolio Global

Looking for opportunity abroad? Here are three foreign funds to get you going.

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3 Reasons Why I Avoid This Type of Mutual Fund

When it comes to "go-anywhere" funds, I don't go there.


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A Simple Guide to Building a Tax-Efficient Portfolio

Taxes are a drag on your investment returns, so here's how to keep more of what you earn.


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3 Large-Cap Growth Funds for 2019

If it's "go big or go home," here are my favorites.


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5 Savvy College-Saving Habits

Here are five ways you can increase what you save for college.


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Money and Marriage: 6 Steps to Talking Family Finances With Your Spouse

Here's how to have a conversation with your significant other about money and not end up arguing.

man and woman relaxing in lounge chairs on a beach in the Maldives -- mature couple vacation early retirement

5 Steps to Maximize Your 401(k) in 2019

A 401(k) is a great place to save for retirement, but you need to take advantage of all its benefits.


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5 Financial Goals to Start Now and Accomplish by the End of 2019

Now is the time to get going on your financial plan for the year.


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Start Thinking of Retirement as Your Best 8,000 Days Yet, and Plan Accordingly

Retirement is not an end, but a new beginning.


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3 Great Financial Planning Rules of Thumb

Don't have time for a financial plan? Here are some quick and easy frameworks to help you start thinking about your money.


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4 Keys to Picking a Winning Mutual Fund

Here's how to increase the odds of selecting a great money manager.