Will Upstart Be a Game-Changer for the Lending Industry?

By Matt Frankel – Aug 17, 2022 at 2:50PM

NASDAQ: UPST

Upstart

Market Cap

$8B

Today's Change

(-1.47%) -$1.23

Current Price

$82.30

Price as of July 28, 2025, 3:58 p.m. ET

The lending technology company's growth has disappeared for now, but what about the future?

Lending technology company Upstart (UPST -1.47%) has been a poorly performing stock in the market recently, with shares down by 83% over the past year. However, in this video, Matt Frankel, CFP, discusses why he recently added Upstart to his portfolio, and why he sees brighter days ahead.

*Stock prices used were the midday prices of August 17, 2022. The video was published on August 17, 2022.

About the Author

Matt Frankel, CFP, is a contributing Motley Fool Personal Finance Expert and Stock Market Analyst covering financial and real estate sectors, plus personal finance. Prior to The Motley Fool, Matt was a high school and collegiate mathematics instructor. He holds a B.S. in Physics from University of South Carolina, an M.S. in Mathematics from Nova Southeastern University, and a graduate certificate in financial planning from Florida State University. Fun fact: Matt won a SABEW award for coverage of the 2017 Tax Cuts and Jobs Act.

TMFMattFrankel

@MattFrankelCFP

Matthew Frankel, CFP® has positions in Upstart Holdings, Inc. The Motley Fool has positions in and recommends Upstart Holdings, Inc. The Motley Fool has a disclosure policy.

Matthew Frankel, CFP, is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through fool.com/frankel, he will earn some extra money that supports his channel. His opinions remain his own and are unaffected by The Motley Fool.

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