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Could Upstart 10X by 2030?

The fintech company's results seem great, but there's one big red flag.

By Matt Frankel, CFP – Nov 13, 2025 at 9:51AM EST

Upstart (UPST +5.77%) has surprised a lot of investors with its incredible comeback after a few dismal post-pandemic years. It is now on pace to achieve $1 billion in revenue for the first time in its history for 2025. However, while there's a lot to like about Upstart and its future, there's one big red flag worth keeping an eye on.

*Stock prices used were the morning prices of Nov. 11, 2025. The video was published on Nov. 12, 2025.

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About the Author

Matt Frankel, CFP
Matt Frankel, CFP, is a contributing Motley Fool stock market analyst specializing in the real estate and financial sectors. Prior to The Motley Fool, Matt taught high school and college mathematics. He holds a bachelor’s degree in physics from the University of South Carolina, a master’s degree in mathematics from Nova Southeastern University, and a graduate certificate in financial planning from Florida State University. He won a SABEW award for coverage of the 2017 Tax Cuts and Jobs Act. He is also regularly interviewed by Cheddar, Globe St, The National Desk, and other TV networks and publications for his real estate, financial, stock market, and investing expertise.
TMFMattFrankel
X@MattFrankelCFP

Matt Frankel has positions in Upstart and has the following options: short December 2025 $95 calls on Upstart. The Motley Fool has positions in and recommends Upstart. The Motley Fool has a disclosure policy. Matthew Frankel is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through their link they will earn some extra money that supports their channel. Their opinions remain their own and are unaffected by The Motley Fool.

Stocks Mentioned

Upstart Stock Quote
Upstart
NASDAQ: UPST
$27.86
(+5.67%)+$1.50

*Average returns of all recommendations since inception. Cost basis and return based on previous market day close.

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