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Upstart Is Down 65% From Its 52-Week High. Should You Buy the Stock Now?

Upstart's earnings report was quite solid, but the stock took a dive anyway.

By Matt Frankel, CFP – Feb 27, 2026 at 8:59AM EST

Lending disruptor Upstart (UPST 0.55%) recently reported its first $1 billion revenue year ever, as well as solid profitability and excellent growth -- especially in its newer loan verticals. In this video, longtime Motley Fool analyst Matt Frankel discusses the latest results, and why investors might be approaching Upstart with caution right now.

*Stock prices used were the morning prices of Feb. 26, 2026. The video was published on Feb. 28, 2026.

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About the Author

Matt Frankel, CFP
Matt Frankel, CFP, is a contributing Motley Fool stock market analyst specializing in the real estate and financial sectors. Prior to The Motley Fool, Matt taught high school and college mathematics. He holds a bachelor’s degree in physics from the University of South Carolina, a master’s degree in mathematics from Nova Southeastern University, and a graduate certificate in financial planning from Florida State University. He won a SABEW award for coverage of the 2017 Tax Cuts and Jobs Act. He is also regularly interviewed by Cheddar, Globe St, The National Desk, and other TV networks and publications for his real estate, financial, stock market, and investing expertise.
TMFMattFrankel
X@MattFrankelCFP

Matt Frankel, CFP has positions in Upstart. The Motley Fool has positions in and recommends Upstart. The Motley Fool has a disclosure policy.

Matthew Frankel is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through their link they will earn some extra money that supports their channel. Their opinions remain their own and are unaffected by The Motley Fool.

Stocks Mentioned

Upstart Stock Quote
Upstart
NASDAQ: UPST
$27.25
(-0.60%)-$0.17

*Average returns of all recommendations since inception. Cost basis and return based on previous market day close.

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