When a stock hits a fresh low, it can either signal a dirt cheap dream stock or a dreadful stock to avoid. Separating the wheat from the chaff is difficult, but finding well-run companies at bargain-basement prices is a great way to accumulate a fortune over the long run.

With that in mind, we'll use the aggregate intelligence of the 120,000-plus investors participating in Motley Fool CAPS to see what the community is saying about stocks hitting 52-week lows today. The community's approval (signified by four- and five-star ratings) could indicate that further research is in order.

Here are two such stocks:


Today’s Intraday Price


CAPS Rating (out of 5)

Fools Saying Outperform

Hartford Financial Services (NYSE:HIG)


Property & Casualty Insurance

2 Stars

285 of 355

Frontier Communications (NYSE:FTR)


Telecom Services - Domestic

4 Stars

433 of 464

Source: Motley Fool CAPS, as of Oct. 30, 2008.

Top-rated property & casualty insurance companies:

  • Quanta Capital Holdings (NASDAQ:QNTA): Stock price is 124% higher than last year.
  • Darwin Professional Underwriters (NYSE:DR): Stock price is 45% higher than last year.

Top-Rated telecom services - domestic companies:

  • Chunghwa Telecom (ADR) (NYSE:CHT): Stock price is -19% lower than last year.
  • Verizon Communications (NYSE:VZ): Stock price is -30% lower than last year.

Join us on CAPS to learn more about these and countless other interesting stock ideas.